By Editorial Team
Last Updated: Nov 13, 2025
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We went over the latest 1100 Klover app reviews in November so you don't have to, and summarized them to tell you what users really think! 🧐
Klover posts a 4.7 lifetime rating from over 427k combined reviews on the App Store (297k+) and Google Play (130k+). Recent feedback is cooler, averaging 3.5 in the latest batch (November 2025). Read on to see what users are praising, where frustrations pop up, and whether those issues matter for you.
4.7
428K Reviews
Google Play
4.6
131K Reviews
iOS App Store
4.7
297K Reviews
On this page
Table of contents
Users say
Users say the app can be clutch for a quick $30-$100 drop into a checking account, but the typical advance still hovers at $5-$50 and jumps around even after clean repayment histories.
The new points system is the number-one headache. To unlock or increase an advance you now have to rack up thousands of points by downloading partner apps, playing games or completing surveys, and many folks never see those points post.
Fees stack up fast. There’s a monthly charge around $4-$9, plus up to $20 for “instant” delivery that isn’t always instant. Repayments sometimes start processing days early, which has pushed a few users into overdraft, while the app can take nearly a week to notice you paid.
Technical woes are common: endless debit-card verification loops, log-in errors, bank-disconnect messages, missing deposits and freezes. Customer support relies on an AI bot, so email replies can take days and canceled accounts still get billed.
Bottom line: when the app behaves it can tide you over for gas or groceries, but be ready for tiny limits, point-grinding, high fees and minimal human help.
👎Subscription Cancellation
👎Subscription Model
👎App Stability
👎Bank Compatibility
👎Advertising Accuracy
👎Tip Requests
👎Security & Privacy
👎Customer Support
👎Fees & Costs
Loan Amounts
Repayment Terms
Approval Process
👍Funding Speed
👍Financial Education
👍Ease of Use
👍Reliability
What users like most
Ease of Use
Many users appreciated the app for being easy to use and navigate, especially in times of financial need.
Quick Cash Advances
The app was praised for providing quick cash advances, which helped users in emergencies.
Helpful in Emergencies
Users found the app to be a lifesaver during financial crunches, providing much-needed funds swiftly.
Common complaints
Point System
The requirement to earn points for cash advances was a major frustration, with many finding it tedious and time-consuming.
Customer Support Issues
Numerous users reported poor customer service, with delayed responses and unresolved issues.
Hidden Fees and Charges
Many users were unhappy with unexpected fees and charges, feeling misled by the app's advertising.
Summary by feature
Positive
3%
Negative
97%
Many users complain about the difficulty in canceling their subscriptions with Klover. They report being charged fees even after attempting to cancel their accounts, with some having to resort to canceling their debit cards to stop the charges. The process to cancel seems cumbersome, with users mentioning unresponsive customer service and a lack of clear instructions on how to effectively terminate their memberships. The sentiment is overwhelmingly negative, with users feeling trapped by a service they no longer wish to use.
App reviews talking about Subscription Cancellation:
"...they make it impossible to just get an advance, they male you sign up for all these subscriptions under the guise that if you do you will qualify for a cash advance..."
"...I canceled my membership in December of last year and they still have been drafting the membership fee!!!..."
"...Impossible to cancel! The app interface and support contact make it next to impossible to cancel..."
Klover customer service
Examining how Klover replies to user complaints reveals much about their customer service philosophy. You'll see whether they actively respond to complaints and take a user-first approach, or tend to shift blame onto the users. This analysis aims to provide a comprehensive understanding of their commitment to customer satisfaction.
Nearly 4 out of 10 recent reviews are complaints. The support team answers most of them—around 85%—yet only about 60% of those replies give users concrete help. Roughly a quarter of the complaints are very harsh, and while outright dismissive answers are rare, more than a third of the responses come off as neutral stock messages instead of actionable guidance. There’s still room for clearer, solution-focused follow-ups.
Here are the detailed metrics:
4/5
Customer Service Score
Based on recent 400 app review replies
Complaints severity
24%
Ignore rate
15%
Negative tone
4%
Other apps like Klover
Select...
4.2
26K Reviews
Monthly fee
Free
Advance amount
$40 - $200
Eligibility
Need verified income, three-month healthy deposits, and previous Gerald advance.
Features
Cash advances to $200, Buy now pay later shopping, Mobile plan financing, In-app bill management
3.5
40K Reviews
Monthly fee
$2.47
Advance amount
$5 - $1000
Eligibility
US adults with verified income, healthy deposits pass Beem's review.
Features
Instant $1,000 advances, 5% savings wallet, Credit-builder card, AI budgeting, Up to 10% cash-back
4.7
606K Reviews
Monthly fee
$8.00
Advance amount
$10 - $400
Eligibility
Adults in eligible states with active, steady-income account qualify responsibly.
Features
Cash advances, credit-builder line of credit, revolving credit, automatic savings, credit score monitoring
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