Cash Advance Apps
What is Klover cash advance?

What is Klover cash advance?

By Editorial Team
Last Updated: Aug 06, 2026

Klover is a cash advance app that lets users access funds from $25 up to $750 to cover short-term financial needs. You can choose between free standard delivery, which takes 1 to 3 business days, or pay an express fee ranging from $1.49 to $19.99 for instant delivery within minutes. The amount you can advance and delivery options are shown before you confirm.

Repayment is automatic on your next payday, with no interest, late fees, or credit check fees involved. Klover also offers budgeting tools, spending trackers, and an optional credit score monitor. Users can earn points through app activities to increase their advance amount or cover instant transfer fees.

To qualify, you must be at least 18, a U.S. resident with a personal checking account in good standing, have consistent income with at least three direct deposits, and no recent Klover advances or repayment issues in the past 30 days. The app is available on iPhone and Android and was founded in 2019, based in Chicago.

Does Klover give cash advances?

Yes, Klover offers cash advances ranging from $25 up to $750. You can choose standard delivery, which is free and takes 1 to 3 business days, or pay an express fee between $1.49 and $19.99 to get the money within minutes. There are no interest or late fees, and repayment is automatically taken from your linked bank account on your next payday. If you don’t repay, Klover may restrict your access to future advances.

Table of contents

Does Klover give cash advances?Advance amounts, fees and repayment termsKlover cash advance requirementsOther features

Advance amounts, fees and repayment terms

Advertised advance amounts
$25 - $750
Monthly fee
$4.99
Time to get cash
1–3 business days
Expedite fee
$1.49–$19.99
Time to get cash with express fee
Within minutes

Klover cash advance requirements

To qualify for a Klover cash advance, you need to meet these requirements: be a legal U.S. resident physically located in the U.S., at least 18 years old, and legally able to enter a contract. You must have a personal checking account in your name that’s been active and in good standing for at least 90 days, with consistent income shown by at least three regular direct deposits from your employer. You also can’t have taken a Klover advance in the last 30 days or have any history of missed or late repayments on previous advances.

Other features

Besides offering cash advances, Klover includes several other features that can help you manage your finances more easily.

Rewards and points system

Klover lets you earn points by completing activities within the app or through partner offers. You can then use these points to increase your cash advance amount, cover fees for instant transfers, or unlock other perks.

Budgeting and spending tools

The app provides tools to track your spending, set savings and spending goals, and keep an eye on upcoming bills, helping you stay on top of your financial situation.

Credit score tracking

If you want, you can monitor your credit score directly in the app, giving you a quick snapshot of your credit health.

Delivery options and repayment

You can choose between free standard delivery, which takes 1–3 business days, or instant delivery for a fee ranging from $1.49 to $19.99. Repayment is simple and automatic, with advances paid back on your next payday.

Need a cash advance?