Cash Advance Apps
How much does Albert let you borrow?

How much does Albert let you borrow?

By Editorial Team
Last Updated: Jun 13, 2025

Albert lets you borrow amounts ranging from $25 to $250 without any credit checks, interest charges, late fees, or monthly fees. The maximum amount you can access depends on your eligibility, which is determined by your account activity and banking history.

To qualify for a cash advance, you'll need to set up qualifying direct deposits with Albert Cash and have the Smart Money feature set to "Automatic". Albert looks for consistent account activity and income in your linked bank account to assess your financial stability. Maintaining a positive banking history—like avoiding overdrafts and negative balances—can also improve your chances of borrowing more.

Table of contents

Does Albert actually send you $250?How to get a bigger cash advance on Albert?

Does Albert actually send you $250?

Based on dozens of user reviews we've analyzed, it seems unlikely that the average customer will receive the $250 maximum cash advance advertised by Albert. Our data comes from reviews published in April and May 2025, offering a fresh look into Albert's current practices. The general consensus is:

  • Low advance amounts: Many users report only being able to access $25, $35, or $50 advances, even after months or years of timely repayments.
  • Slow or no increase: Several users express frustration that their advance limits don't grow over time as expected, despite responsible usage.
  • High fees for small advances: Some feel that the subscription fees are steep compared to the modest amounts they're allowed to borrow.

While a few users mention that their limits have increased—with one noting a jump from $200 to $400 over time—the majority haven't experienced such boosts. If you're hoping for an immediate $250 advance from Albert, you might need to adjust your expectations. According to most folks here, you'll likely start with a smaller amount, and increasing it could take considerable time and consistent repayment.

App reviews talking about Loan Amounts:
"...never once received a loan offer higher than $35..."
"I’ve had this app for years and it’s never let me down, just don’t miss repayment dates and your amounts will keep going up over time..."
"...only amount they were able to give me was $25 and I was only able to get more money if I was to send all my future paychecks directly to this app..."

How to get a bigger cash advance on Albert?

Many Albert users have found it challenging to increase their cash advance limits, often feeling stuck at low amounts like $25 or $35, even after months of timely repayments. Some report that despite using the app for over a year and always paying back on time, their advance amounts haven't increased, which they find frustrating.

To get a bigger cash advance on Albert, consistently repaying your advances on time seems essential, but it doesn't always guarantee an increase. Some users suggest that setting up direct deposit with Albert and ensuring regular income deposits might help improve your eligibility for higher advance amounts.

However, several users express concerns about the lack of transparency regarding how Albert determines cash advance limits. If you're aiming to increase your limit, you might consider reaching out to Albert's customer support for guidance, though some users report difficulty in obtaining satisfactory assistance.