Cash Advance Apps
apps like MoneyLion

Apps like MoneyLion

By Editorial Team
Last Updated: Jun 13, 2025

If you've been using MoneyLion to manage your cash flow or access cash advances before payday, you might be curious about other apps that offer similar—or even better—features. MoneyLion provides cash advances up to $1,000 with no mandatory fees, interest charges, or monthly fees. Standard delivery is free, taking 1–2 business days to a RoarMoney account or 2–5 business days to an external checking account. For instant access to funds, you can opt for Turbo delivery, which comes with a fee based on the amount and account type. If you're looking for alternatives with different fee structures, advance limits, or additional financial tools, we've compiled a list of top apps like MoneyLion to help you find the best fit for your needs.

MoneyLion at a Glance: Key Features & Fees

Advance amount
$10 - $1,000
Monthly fee

Free

Regular funding time
1-2 business days to RoarMoney account, 2-5 business days to external checking account
Express funding time
Minutes
Express funding fee

$0.49–$8.99, depends on amount and account type

Main features
Instant cash advances up to $500, credit builder loans up to $1,000, access paychecks early, invest spare change, earn cashback.

Table of contents

MoneyLion at a Glance: Key Features & FeesTop apps like MoneyLionAll apps like MoneyLion

Top apps like MoneyLion

The following apps are 3 category leading cash advance apps like MoneyLion:

1. Brigit

Best for: Higest reviews and average score

4.8
629K Reviews
Advance amount
$25 - $250
Monthly membership fee
$8.99
Regular funding time
1–3 business days
Express funding time
20 minutes
Express funding fee
$0.99–$3.99, no fee with Premium
Main features
Instant cash advances up to $250, overdraft protection, credit building, budgeting tools, earn extra cash.
Read full review

2. EarnIn

Best for: Highest cash advance amount

4.7
580K Reviews
Advance amount
Up to $750
Monthly membership fee
Free
Regular funding time
1–2 business days
Express funding time
1–30 minutes
Express funding fee
$2.99–$5.99 per transfer; $2.99 or $3.99 for transfers ≤$100; $5.99 for transfers >$100
Main features
Access earned wages before payday, receive paychecks sooner, overdraft protection, automatic savings, credit score monitoring.
Read full review

3. Chime SpotMe

Best for: Lowest monthly fees

4.8
1,880K Reviews
Advance amount
$20 - $200
Monthly membership fee
Free
Regular funding time
Immediate
Express funding time
N/A
Express funding fee
There is no expedite fee
Main features
Overdraft up to $200, limits grow with account activity, covers purchases and withdrawals, boost limit with friends
Read full review

All apps like MoneyLion

Here you'll find the full list of 10 apps like MoneyLion ranked by Advance amount, Review score, or any other parameter that's most important to you:

Select...
4.2
19K Reviews
Advance amount
$10 - $100
Monthly membership fee
Free
Regular funding time
Instantly
Express funding time
Instant
Express funding fee
$0 for advances up to $100 after BNPL purchase
Main features
Instant cash advances, Shop now pay later, Mobile plans without upfront costs, Overdraft protection, Earn rewards.
Read Full Review
3.6
39K Reviews
Advance amount
$5 - $1,000
Monthly membership fee
$0.99
Regular funding time
3–5 business days
Express funding time
1–20 minutes
Express funding fee
$0-$4 per transfer, depending on method chosen
Main features
Instant cash advances up to $1,000, budgeting tools, credit score monitoring, personal loans, high-yield savings.
Read Full Review
4.7
527K Reviews
Advance amount
$10 - $400
Monthly membership fee
$8.00
Regular funding time
1 business day
Express funding time
15 min to 2 hrs
Express funding fee
$1 up to $8 for advances up to $299.99, then 3% for advances of $300+
Main features
Cash advances up to $400, line of credit up to $1,000, credit building, early paycheck access, earn cashback.
Read Full Review
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