Although Beem has an average lifetime rating of 3.6 on the App Store and Google Play Store, it received a lower 3 rating from user reviews in April and May 2025. Some users have voiced complaints about various aspects of the app. Read on to discover these complaints, common concerns, and more.
Out of hundreds of user reviews published in May 2025, here are some of the biggest frustrations shared:
Overall, users express frustration with app functionality, inability to access promised services, and difficulties with customer support.
Even though Beem is a legit company, we found over 70 reviews published recently describing the service as scammy (out of more than a hundred we analyzed). About 50 explicitly call the service a “scam”, “fraud”, or “thieves,” while others mention unauthorized charges or data misuse that make them feel similarly deceived.
Several users worry about identity theft or personal data being compromised, with some reporting access to other people's accounts or unexplained account blocks. Many say they never received the promised cash advances but were still charged subscription fees.
The overarching theme is that people feel tricked or unsafe using Beem, often pointing to unwanted charges, surprise fees, app glitches, and an inability to cancel or reach customer service.
We found over ten overdraft-related complaints about Beem. Most users report the app debits their accounts before payday or without notice, causing overdrafts and negative balances.
Several users mention Beem takes partial payments when they lack sufficient funds, leaving them with zero balances. At least three users allege that Beem continued to charge them after they canceled the service, leading to unauthorized withdrawals and overdrafts.
Others complain about the lack of transparency with repayment dates, making it hard to anticipate when funds will be deducted. Some say repayments were taken before the agreed due date, resulting in accounts going negative.