By Editorial Team
Last Updated: Nov 13, 2025
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We went over the latest 1100 Beem app reviews in November so you don't have to, and summarized them to tell you what users really think! 🧐
Beem shows a 3.5 lifetime rating drawn from about 40k user reviews on the App Store (23,781) and Google Play (15,903). Recent feedback has slid to 2.4, based on reviews posted up to November 2025. Up next: what users like, what bugs them, and trends worth noting.
3.5
40K Reviews
Google Play
2.6
16K Reviews
iOS App Store
4.1
24K Reviews
On this page
Table of contents
Users say
Most folks say getting money is hit-or-miss. A handful of users grab $10-$40 (sometimes $50–60) in seconds and like having a quick back-up. The rest run into an endless “high demand” or “still verifying” loop, repeated selfie/ID checks and bank-link errors that stop the advance altogether.
The app itself is called glitchy: freezes, blank screens, constant forced updates and PIN resets, plus random early withdrawals that can overdraw accounts. Cancelling is tough—many report being billed $6-$15 a month (plus late-fee add-ons) long after deleting the app, and customer support often replies with canned messages or none at all.
Bottom line: expect very small advances when it works, a subscription that keeps ticking, and plenty of technical hiccups—so it helps in a pinch for some, but frustration and extra charges dominate most reviews.
👎Advertising Accuracy
👎Subscription Cancellation
👎Bank Compatibility
👎Subscription Model
👎App Stability
👎Approval Process
👎Security & Privacy
👎Customer Support
👎Fees & Costs
👎Repayment Terms
Loan Amounts
👍Funding Speed
👍Ease of Use
👍Reliability
What users like most
Convenience and Speed
Users appreciated the app for providing quick cash advances when needed, highlighting its convenience and speed.
User-Friendly Interface
Many users found the app easy to navigate and appreciated its straightforward design.
Helpful in Emergencies
The app was praised for being a reliable source of emergency funds, especially in tight financial situations.
Common complaints
Subscription and Hidden Fees
Users frequently complained about unexpected subscription fees and difficulty in canceling them.
Technical Issues and Glitches
Many users experienced app crashes, verification problems, and other technical issues that hindered their experience.
Poor Customer Support
Numerous reviews mentioned unresponsive or unhelpful customer service, making problem resolution difficult.
Summary by feature
Positive
2%
Negative
98%
Many users complain about Beem's advertising accuracy, highlighting a significant gap between what the app promises and what it delivers. The app is often described as misleading, with users unable to access the advertised cash advances. Instead, they encounter waitlists, subscription fees, and promotional offers that don't materialize into actual cash. Several reviews mention that the app's claims of 'quick cash' and 'no income restrictions' are false, as users are frequently denied access to funds despite meeting the criteria. Additionally, the app is criticized for bombarding users with notifications and failing to provide transparent information upfront.
App reviews talking about Advertising Accuracy:
"...they tell that they will give you $50 Emergency cash if you subscribe to their service, but after you subscribe, they tell you that they are “at capacity”..."
"...the imagery on the App Store says “no income restrictions” but I linked multiple accounts with income and lots of transactions and it says to link an account with income..."
"...the cash advance displays a message saying it is unavailable, so that's already false advertisement..."
Beem customer service
Examining how Beem replies to user complaints reveals much about their customer service philosophy. You'll see whether they actively respond to complaints and take a user-first approach, or tend to shift blame onto the users. This analysis aims to provide a comprehensive understanding of their commitment to customer satisfaction.
Over half of recent reviews are complaints (about 55%), and the team actually replies to every single one. Nearly all those replies are helpful (roughly 94%), with dismissive or neutral answers showing up only rarely. Almost a third of the complaints are very harsh, so users are clearly frustrated, but at least their issues aren’t left hanging. Tightening up the product itself should help bring that complaint rate down.
Here are the detailed metrics:
4/5
Customer Service Score
Based on recent 400 app review replies
Complaints severity
30%
Ignore rate
0%
Negative tone
2%
Other apps like Beem
Select...
4.2
26K Reviews
Monthly fee
Free
Advance amount
$40 - $200
Eligibility
Need verified income, three-month healthy deposits, and previous Gerald advance.
Features
Cash advances to $200, Buy now pay later shopping, Mobile plan financing, In-app bill management
3.5
40K Reviews
Monthly fee
$2.47
Advance amount
$5 - $1000
Eligibility
US adults with verified income, healthy deposits pass Beem's review.
Features
Instant $1,000 advances, 5% savings wallet, Credit-builder card, AI budgeting, Up to 10% cash-back
4.7
606K Reviews
Monthly fee
$8.00
Advance amount
$10 - $400
Eligibility
Adults in eligible states with active, steady-income account qualify responsibly.
Features
Cash advances, credit-builder line of credit, revolving credit, automatic savings, credit score monitoring
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