Klover Reviews: Complaints & Concerns

Positive

6%

Negative

94%

Many users complain about difficulties in canceling their subscriptions with Klover, often mentioning unauthorized charges even after they believe they have canceled. A recurring issue is the app continuing to charge monthly fees despite users' attempts to unsubscribe or delete their accounts. Frustration is compounded by unresponsive customer service and the inability to access accounts to manage subscriptions. The sentiment is overwhelmingly negative, with users feeling trapped and financially burdened by a service they no longer wish to use.

App reviews talking about Subscription Cancellation:

"...stop membership and deleted account months ago and they are still charging my card on a monthly basis..."

"...I thought I cancelled my subscription!"

"...they keep charging me monthly fees even though I've canceled subscription"

Positive

4%

Negative

96%

Many users complain about the Klover app's stability, reporting frequent crashes, login issues, and persistent glitches. A common problem is being unable to log in or being repeatedly logged out, often requiring users to re-enter their bank or debit card information multiple times. Several users mention that the app fails to verify their card details, preventing them from accessing cash advances. Additionally, updates seem to exacerbate these issues, with some users being locked out entirely after an update. The sentiment is overwhelmingly negative, with users expressing frustration over the lack of response from customer support and the app's unreliability.

App reviews talking about App Stability:

"...the app crashes a lot and won't come back up for a week..."

"I can't sign into the app or make a new account every time I apptemt to do so it forces me back to the sign in page..."

"...it always goes back to the start page and it goes round and round never signing me up or in?!?!"

Positive

11%

Negative

89%

Many users complain about the subscription model of the Klover app, describing it as misleading and costly. They express frustration over mandatory tasks and subscriptions to other services just to qualify for a cash advance. The app charges a monthly fee, often without delivering the promised services, and users find themselves paying more in fees than the value of the advance itself. The sentiment is overwhelmingly negative, with users feeling deceived by the subscription requirements and additional charges.

App reviews talking about Subscription Model:

"...pay a subscription fee. What a joke..."

"...charged my card even tho I never signed up for a subscription..."

"...Klover has made $174.64 off billing me monthly but I can't advance..."

Positive

7%

Negative

93%

Many users express frustration with Klover's advertising claims, feeling misled by promises of quick cash advances that are not delivered as advertised. Instead of straightforward advances, users are required to earn points through watching ads, playing games, or completing offers, which they find time-consuming and often unfruitful. Several reviews highlight issues with not receiving points after completing tasks, and others mention that the app's verification process takes much longer than promised. Overall, the sentiment is negative, with users feeling that the app's advertising does not align with their actual experience.

App reviews talking about Advertising Accuracy:

"...this just seems to be a partnership-based app that never actually follows through on its advertisements."

"False advertisement for this app. It claims that it takes a few minutes to get a cash advance but it takes days..."

"...click bait, not instant cash, random games to get points, scam app & not actual loans."

Positive

9%

Negative

91%

Many users express concerns about the security and privacy of their personal and banking information with the Klover app. Issues such as unauthorized charges, difficulties in changing banking details, and unexpected withdrawals from accounts without permission are frequently mentioned. Some users report being asked for additional bank information to resolve issues, which raises further suspicion about the app's practices. Overall, the sentiment is negative, with users feeling uneasy about the safety of their data and the app's transparency.

App reviews talking about Security & Privacy:

"...they will withdraw money from your savings account if they can't withdraw from your checking..."

"...my account had been inactive for months yet surprise!! somehow I was randomly and magically charged..."

"...your data is not safe with them."

Positive

18%

Negative

82%

Many users express frustration with Klover's cash advance app due to the requirement of earning points to qualify for advances. They find the point system cumbersome and time-consuming, often needing to complete tasks or sign up for services they don't want. Even after accumulating points, users report being offered minimal advances, sometimes as low as $5, and are then asked for tips on top of fees. The sentiment is overwhelmingly negative, with users feeling the app is more about making money through partner offers than providing a helpful service.

App reviews talking about Tip Requests:

"...they charge for the money and on top of that you ask for a tip! It’s not right."

"...they removed all my advance options except for the $5 advance, THATS IT, FIVE DOLLARS MAX."

"...you have to earn points to get the loan and most of the points you are able to get from the apps end up requiring you to make deposits or buy something."

Positive

21%

Negative

79%

Many users express frustration with Klover's bank compatibility, particularly with linking and verifying debit cards and bank accounts. A common issue is the app repeatedly asking users to relink their cards, even after successful verification, leading to a cycle of failed attempts and blocked access. Some users report that the app takes small verification amounts from their accounts but never completes the process, while others mention that their accounts get unlinked without reason. Customer support appears unresponsive, exacerbating the problem. Overall, the sentiment is negative, with users feeling stuck in verification loops and unable to access the app's services.

App reviews talking about Bank Compatibility:

"...keeps removing my debit card saying to add a Valid one!? But it keeps taking money out for verification..."

"...everyday there asking me to link my account and I do it every day and it still keep saying it will take a few days to verify..."

"...it never verifies my card correctly and so I have never been able to use it..."

Positive

29%

Negative

71%

Customer support for the Klover app is heavily criticized by users. Many express frustration over delayed or non-existent responses, with some waiting weeks or even months for assistance. Issues such as missing points, account linking problems, and unresponsive support are common complaints. While a few users praise the service, the overwhelming sentiment is negative, with numerous reports of unresolved issues and ineffective communication.

App reviews talking about Customer Support:

"...customer service/support is just completely TERRIBLE..."

"...no customer support line. 1-2 days to get back to you and they are never helpful..."

"...I have reached out to customer service multiple times and not a single person has gotten back..."

Positive

32%

Negative

68%

Many users complain about the fees and costs associated with using the Klover app. A common grievance is the high fees for instant deposits, which some users find outrageous, especially when combined with the expectation of tips. The point system, which requires users to earn points through various tasks to qualify for advances, is also a point of contention. Users express frustration over the time and effort required to accumulate points, only to face additional fees when accessing their advances. Some reviews mention that the fees can be higher than other similar apps, and there are complaints about unexpected charges, such as monthly fees, even when the app is not in use. Overall, the sentiment is negative, with many users feeling that the costs outweigh the benefits.

App reviews talking about Fees & Costs:

"...outrageous fees for instant deposits and they STILL expect tips..."

"...fees are ridiculous 😒..."

"...they charge a fee and only have other apps to earn money..."

Positive

48%

Negative

52%

Opinions about Klover's loan amounts are mixed. Many users express frustration with the low and inconsistent cash advance amounts, often receiving only $5 despite having previously qualified for higher amounts. The point system, which requires users to earn points to increase their loan amounts, is a common point of contention. Some users find it cumbersome and not worth the effort, especially when the advance amounts fluctuate unpredictably. On the positive side, a few users appreciate the app's ability to provide quick cash when needed, and some have successfully received larger advances by accumulating points. However, the overall sentiment leans towards dissatisfaction with the small and inconsistent loan amounts.

App reviews talking about Loan Amounts:

"...only offered me 5 bucks which is an insult, and second, I couldn't even actually get the 5 bucks they offered!..."

"...advance of only $5, used to have iption to do up to $25 but never had enough points..."

"...earning lots of points really fast. but then it wouldn't let me take out more than a $5 advance no matter how many points I had..."

Positive

49%

Negative

51%

Opinions are mixed when it comes to Klover's approval process for cash advances. Some users appreciate the quick and easy approval, noting that the app is straightforward and hassle-free. However, many others express frustration over the need to accumulate points through various tasks before qualifying for an advance, which they find cumbersome and time-consuming. Additionally, several users report issues with card verification and inconsistent approval messages, leading to confusion and dissatisfaction. While some users find the process efficient, others feel it's unnecessarily complicated and not worth the effort.

App reviews talking about Approval Process:

"...Cash advances are to hard to get. It’s like a game you play to where the more you do and complete the more ur advance is..."

"...I was approved for $100 immediately, so yes, great app..."

"...you have to jump through hoops to borrow like $50 scam..."

Positive

50%

Negative

50%

Opinions are mixed when it comes to Klover's repayment terms. Many users appreciate the convenience of repaying on their payday, but others express frustration over inflexible repayment schedules. Some users report that the app attempts to withdraw funds before their paycheck arrives, causing financial strain. Additionally, there are complaints about the inability to adjust repayment dates, which can lead to unexpected financial challenges. Despite these issues, some users find the app helpful in emergencies, though they wish for more control over repayment timing.

App reviews talking about Repayment Terms:

"...concerns about payday repayment on 4/30/25 that’s tomorrow my payday is the First..."

"...wish I appreciate it but what’s the point when they make you pay it back in less than 24 hours..."

"...needs more options to pay back the advance. It starts attempting to pull the money out right after midnight..."

Positive

85%

Negative

15%

Users praise Klover for its quick and easy cash advances, with many highlighting the speed at which funds are deposited into their accounts. The app is often described as fast, reliable, and a lifesaver in emergencies. While most users report receiving their advances promptly, a few mention delays in verification or issues with deposits not appearing as expected. Overall, the sentiment is positive, with many recommending the app for its efficiency and convenience.

App reviews talking about Funding Speed:

"...I got my loan SO FAST AND IT WAS SO EASY! do it! You won’t regret it!"

"Easy cash in an instant. A hassle free way to access my money before payday"

"...I received my advance in 5 minutes. If you have a bank account and a job and need a few extra bucks until payday I definitely recommend Klover! Fast and affordable"

Positive

97%

Negative

3%

Users praise Klover for its reliability, consistently highlighting how the app comes through in times of financial need. Many appreciate its quick and easy cash advances, which have helped them manage unexpected expenses or bridge the gap between paychecks. The sentiment is overwhelmingly positive, with users frequently describing Klover as a 'lifesaver' and 'dependable'. While a few users mention minor issues like the point system, the overall experience is described as hassle-free and efficient.

App reviews talking about Reliability:

"...always there when I need them quick responses and quick approvals fees are reasonable..."

"Klover had always come through for me. i always repay in time..."

"...extremely wonderful rescue in the nick of time!!!! And easy to use"

Positive

97%

Negative

3%

Users praise Klover for its ease of use, highlighting the app's straightforward and hassle-free process for obtaining cash advances. Many appreciate the quick setup and the ability to access funds rapidly, often within minutes. The app's user-friendly interface and the option to earn points for higher advances are frequently mentioned as positive aspects. While a few users note some initial confusion with the points system, the overall sentiment is overwhelmingly positive, with many recommending the app for its convenience and efficiency.

App reviews talking about Ease of Use:

"...I got my loan SO FAST AND IT WAS SO EASY!..."

"Super easy to use and earn points!"

"...quick fast and easy..."

Positive

100%

Negative

0%

Users praise Klover for its financial education features, highlighting its user-friendly interface and the variety of ways to earn points, which can be converted into cash advances. Many appreciate the app's ability to help manage finances effectively, with some noting improvements in their financial accountability and credit scores. The app is described as a great tool for learning and improving financial health, with resources that are easy to understand and apply. Overall, users find Klover to be a valuable asset in managing their finances and gaining financial literacy.

App reviews talking about Financial Education:

"...great for money management."

"...help improve your financial health in the long run."

"...providing helpful tips."

What do Klover users complain about?

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Scam reports

Overdraft reports

What users say on other topics

Complaints about Klover

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