Cash Advance Apps

Beem reviews: complaints & concerns

Last Updated: Aug 03, 2025

While Beem has a lifetime average rating of 3.6 on the App Store and Google Play store, it recently received a lower average rating of 2.8 from user reviews in July 2025. Some users have voiced complaints about various aspects of the app. Read on to discover these issues, common concerns, and more.

What do Beem users complain about?

Out of hundreds of user reviews published in July 2025, here are some of the biggest frustrations shared:

  • Bank connection issues: Dozens of users struggle to link their bank accounts, facing endless loops and errors despite following all steps.
  • Charged without consent: Over 20 users complain about being charged subscription fees even after canceling or without ever using the service.
  • Unable to cancel account: Many report difficulty deleting their accounts or stopping unwanted charges.
  • Poor customer support: Around a dozen reviewers express frustration with unhelpful or unresponsive support, leaving issues unresolved.
  • Cash advance unavailable: Numerous users say the cash advance feature is perpetually "in high demand" or on a waitlist, making it inaccessible.
  • App glitches and bugs: Several experience frequent app crashes, freezes, and glitches that hinder functionality.
  • Identity verification problems: Multiple users face issues with the verification process, unable to proceed despite providing required documents.
  • Misleading practices: Some feel misled by the app's promises, alleging it collects personal information without delivering services.

Overall, persistent technical issues, unexpected charges, and inaccessible cash advances dominate the dissatisfaction.

App reviews talking about Complaint:
"...they won’t let me cancel my membership and keep trying to charge my card for services never used..."
"...I’ve been trying to connect my bank account for 6 months with Beam and it just sits at the “verify” stage..."
"...I tried to delete the account or deactivate it they won’t let me deactivate it even though I requested to cancel my subscription..."

Scam reports

Even though Beem is a legitimate company, we found 50+ reviews published recently describing the service as scammy (out of hundreds we analyzed). About 40 explicitly call the service a “scam”, “fraud”, or “thieves”, while others mention unauthorized charges, inability to cancel subscriptions, and concerns about data misuse.

Several users worry about identity theft, and many say they never received the promised cash advances but still got charged fees.

The main theme is that people feel deceived or financially harmed, often pointing to unwanted subscriptions, surprise charges, and poor customer service.

App reviews talking about Scam:
"...they try to hold you hostage under their system..."
"...as soon as I allowed this app to have permission into a bank account I received a notification to change my password immediately..."
"...they will let subscription fees build up and give you no options to cancel..."

Overdraft reports

We found nine overdraft-related complaints, many describing Beem withdrawing funds before users' deposits arrive, causing their accounts to go negative.

Several users report unexpected or early repayments that emptied their accounts or left them with zero balance. Some mentioned the lack of clear repayment dates and that closing their accounts didn't prevent further charges leading to overdrafts.

Others expressed frustration with unresponsive customer service and issues with the Everdraft feature not working as expected.

App reviews talking about Reported Overdraft:
"...leave your account with a $0.00 balance..."
"...they continue to overdraw my account..."
"...my bank account is negative $80 and I can't even take another advance..."

What users say on other topics

Positive
1%
Negative
99%
Many users complain about Beem's advertising accuracy, highlighting a significant disconnect between what the app promises and what it delivers. A recurring theme is the app's claim to offer quick cash advances, which users find misleading as they often encounter waitlists or are told the service is unavailable due to high demand. Some users report being encouraged to subscribe for services with the promise of immediate cash, only to find out they are not eligible after subscribing. Others mention that the app's promotional materials suggest no income restrictions, yet they face issues linking accounts or meeting criteria. Overall, the sentiment is overwhelmingly negative, with users feeling deceived by what they perceive as false advertising.
App reviews talking about Advertising Accuracy:
"...quick cash is unavailable due to high demand? What is the point of offering quick cash if it's never available?..."
"...says you can get $1000 but they want you to buy a subscription then it starts at $40 not $1000..."
"...says “no income restrictions” but I linked multiple accounts with income and lots of transactions and it says to link an account with income..."

Complaints about Beem

Between April and June 2025, several official complaints were filed against Beem for unfair billing practices and difficulties in canceling subscriptions. Users reported ongoing charges even after requesting to close their accounts and faced obstacles when trying to terminate their subscriptions without paying disputed fees.