Is Klover App Legit?

Positive

3%

Negative

97%

Many users complain about the difficulty in canceling their subscriptions with Klover. They report being charged fees even after attempting to cancel their accounts, with some having to resort to canceling their debit cards to stop the charges. The process to cancel seems cumbersome, with users mentioning unresponsive customer service and a lack of clear instructions on how to effectively terminate their memberships. The sentiment is overwhelmingly negative, with users feeling trapped by a service they no longer wish to use.

App reviews talking about Subscription Cancellation:

"...they make it impossible to just get an advance, they male you sign up for all these subscriptions under the guise that if you do you will qualify for a cash advance..."

"...I canceled my membership in December of last year and they still have been drafting the membership fee!!!..."

"...Impossible to cancel! The app interface and support contact make it next to impossible to cancel..."

Positive

6%

Negative

94%

Many users complain about Klover's subscription model, describing it as deceptive and frustrating. They report being charged a monthly fee without receiving the promised cash advances, often needing to earn points through tedious tasks or subscriptions to access funds. The app's requirement to earn points for advances is seen as a bait-and-switch tactic, with users feeling misled about the necessity of the subscription. Additionally, some users mention unauthorized charges and difficulties in canceling the subscription, leading to a negative overall experience.

App reviews talking about Subscription Model:

"...they make you play games, turn points, which they don’t give you..."

"...you have to earn points to get an advance..."

"...they make it impossible to just get an advance, they male you sign up for all these subscriptions..."

Positive

13%

Negative

87%

Many users complain about the Klover app's stability, citing frequent crashes, login issues, and glitches. A common problem is the app's failure to recognize existing accounts, leading to endless loops of login attempts and password resets that don't work. Users also report difficulties with verifying debit cards and connecting bank accounts, often having to repeat the process multiple times without success. The app's instability is a significant frustration, with some users having to uninstall and reinstall it repeatedly to get it to work, if at all.

App reviews talking about App Stability:

"...I haven’t even been able to use the app for some reason I have had to do the to-do over 10 times and nothing changes..."

"...I downloaded this app and I can never get passed the login in page..."

"...I can't log in to my account although u have one is keeps saying you already have an account sign in and I do and it tries to set me up an account..."

Positive

10%

Negative

90%

Many users express frustration with Klover's bank compatibility, particularly with linking their debit cards and bank accounts. A common issue is the app repeatedly asking users to link their debit cards, even after they have done so multiple times, leading to an endless loop without progress. Some users report that the app fails to verify their accounts despite successful small deposit transactions, while others mention that the app does not support certain banks or prepaid accounts like Chime. Customer service is often described as unhelpful, with users feeling left without solutions. Overall, the sentiment is negative, with many users feeling deceived and considering the app a waste of time.

App reviews talking about Bank Compatibility:

"...keeps telling me to link my debit card all over again it’s just a never ending cycle..."

"Every time I opened this app, it asked me to link my debit card, which I have done more than 10 times..."

"...won't let me get passed the bank linking."

Positive

13%

Negative

87%

Many users complain about Klover's advertising being misleading. The app is criticized for promoting instant cash advances, but in reality, users must earn points through tasks like watching ads, playing games, or completing surveys to qualify for even small advances. This point system is seen as cumbersome and time-consuming, with some users reporting that points are not awarded as promised. Additionally, the app's subscription fees and the minimal cash advances available after significant effort have led to frustration and accusations of false advertising. Overall, the sentiment is overwhelmingly negative, with users feeling deceived by the app's promises.

App reviews talking about Advertising Accuracy:

"...false advertising. says it offers loans instantly but only does if you earn points..."

"...you have to earn points to get an advance. Their links lead to web pages that fail to load..."

"...you have to watch ads and play games to get points and those points transfer to a small amount of money..."

Positive

11%

Negative

89%

Many users are frustrated with Klover's point system, which requires them to earn points through activities like watching ads or completing surveys to qualify for a cash advance. This change has made the app less appealing, as it was previously easier to obtain advances without these requirements. Users express dissatisfaction with the time and effort needed to accumulate points, often describing it as a waste of time and money. The sentiment is overwhelmingly negative, with many considering the app a money grab and planning to delete it.

App reviews talking about Tip Requests:

"...makes you do multiple surveys and watch adds to gain points to get a loan you have to pay back..."

"I don’t like having to earn points..."

"...you have to earn points to get an advance that you have to payback..."

Positive

23%

Negative

77%

Many users express serious concerns about the security and privacy of the Klover app. Several reviews warn that the app may compromise personal information, with reports of unauthorized charges and suspicious activity on linked bank accounts. Users also mention issues with data being potentially sold or leaked, leading to attempts to breach their accounts. The sentiment is overwhelmingly negative, with users advising against using the app due to these security risks.

App reviews talking about Security & Privacy:

"...my Bank account that I linked up now has mysterious charges from God knows what and where..."

"...they will 'leak' (sell) your full credentials to people who will breach your accounts..."

"...they took hundreds of dollars out of my account..."

Positive

30%

Negative

70%

Customer support is reported to be a major pain point for Klover users. Many reviews highlight the lack of timely responses, with some users waiting days or even weeks for a reply. The absence of a direct phone line and reliance on email and AI bots for support frustrates users, as issues often remain unresolved. Several users mention that their support tickets are closed without resolution, and others express dissatisfaction with the automated responses they receive. While a few users praise the support team for being helpful and responsive, the overwhelming sentiment is negative, with many feeling neglected and unsupported.

App reviews talking about Customer Support:

"...I contacted them several times several weeks ago and still haven’t received a reply..."

"...customer service reps takes days to reply back to you..."

"...I reached out to customer support 3 days ago and no one has responded..."

Positive

36%

Negative

64%

Many users complain about the high fees associated with the Klover app, describing them as excessive and often unexpected. The app requires users to earn points through tasks or subscriptions to cover fees, which many find cumbersome and frustrating. Some users report being charged fees even when they haven't used the service, and others mention that the fees for instant cash advances are particularly steep. The sentiment is overwhelmingly negative, with users expressing dissatisfaction over the cost and the point system, which they feel is exploitative.

App reviews talking about Fees & Costs:

"...absurd fees..."

"...the prices change everyday and just to contact support is ridiculous..."

"...they charge you to have the app but won’t let you borrow money unless you have thousands of points..."

"...the instant fees are HIGH and the point system is difficult to keep refilling..."

Positive

47%

Negative

53%

Opinions are mixed when it comes to the loan amounts offered by Klover. Many users express frustration over the low and inconsistent cash advance limits, often receiving only $5 to $25 despite having a history of timely repayments. The point system, which requires users to complete tasks to increase their advance limit, is seen as cumbersome and not always rewarding. Some users appreciate the app for providing quick cash when needed, but the overall sentiment leans towards dissatisfaction with the small loan amounts and the effort required to increase them.

App reviews talking about Loan Amounts:

"...my advance became $25 which is insulting. How do you go from $150 to $25?"

"...only 5 dollars but it's something"

"...after using it for a bit they refuse to give u more then $25 a month..."

Positive

50%

Negative

50%

Many users express frustration with Klover's repayment terms, particularly the short repayment period, often just a few days, which they find insufficient. Several reviews mention the removal of the option to extend repayment dates, which was previously available and appreciated. Users also report issues with the app charging repayments earlier than expected, sometimes before their paycheck is deposited, leading to overdrafts and financial strain. Despite these concerns, some users appreciate the quick access to cash advances and the automatic repayment process, though they wish for more flexibility in repayment scheduling.

App reviews talking about Repayment Terms:

"...barely give you time to repay (a few days) now they went away with extensions..."

"Klover doesn’t give enough time to pay it back. It should he at least two weeks"

"...they don't charge you on the right date and always charge you early..."

Positive

59%

Negative

41%

The approval process for Klover's cash advance app receives mixed reviews. Many users appreciate the quick and easy approval, highlighting the app's efficiency in providing fast cash advances without credit checks. However, several users express frustration with the requirement to earn points through activities like playing games or completing surveys to qualify for an advance. Some users report issues with fluctuating advance amounts and difficulties in verifying bank information, which hinder their ability to receive funds. Overall, while some find the process straightforward and beneficial, others find it cumbersome and unreliable.

App reviews talking about Approval Process:

"...super easy to use and it was instant approval and deposit into my account..."

"...you have to earn points to get an advance. Their links lead to web pages that fail to load..."

"...keep getting texts saying I got approved for a certain amount but when I verify my debit info it erases itself..."

Positive

88%

Negative

12%

Users praise Klover for its fast and easy cash advance process, with many highlighting the app's ability to provide funds quickly when needed. The majority of reviews express satisfaction with the speed of transactions, often describing the process as seamless and efficient. However, a few users report issues with the 'instant' deposit feature, noting delays and discrepancies in expected deposit times. Despite these occasional hiccups, the overall sentiment is positive, with many users appreciating the app's convenience and reliability in financial emergencies.

App reviews talking about Funding Speed:

"...money instantly deposited into my checking account and save the day..."

"I needed gas money and in less than 5 minutes I had it"

"...I literally had my money in seconds..."

Positive

92%

Negative

8%

Users praise Klover for its financial education features, highlighting the app's ability to help manage finances and improve credit. Many appreciate the point system that encourages users to engage with educational content and apps that can boost credit scores. The app is seen as a valuable tool for those looking to improve their financial literacy while also providing quick cash advances. Users find the app easy to navigate and enjoy the variety of features that offer both financial benefits and learning opportunities.

App reviews talking about Financial Education:

"...download apps that help your credit too so it’s hit two birds with one stone..."

"...learned a lot from the ads and different information..."

"...it's got the option where you can get reports on credit plus repair your credit..."

Positive

96%

Negative

4%

Users praise Klover for its ease of use, highlighting how straightforward and quick the process is to get a cash advance. Many appreciate the app's user-friendly interface and the speed at which funds are deposited into their accounts. The points system, which allows users to earn points through various activities to offset fees, is also well-received, though some find it a bit cumbersome. Overall, the sentiment is overwhelmingly positive, with users finding the app reliable and convenient, especially in financial emergencies.

App reviews talking about Ease of Use:

"...easy to navigate and has so many different features that are financially appealing!"

"Very convenient and simple to use. I love klover"

"...super easy to sign up and get verified, I would recommend to everyone to give this app a try!"

Positive

99%

Negative

1%

Users praise Klover for its reliability, often describing it as a lifesaver in times of financial need. Many appreciate the app's quick and easy process, highlighting its ability to provide cash advances promptly when needed. The sentiment is overwhelmingly positive, with users frequently mentioning how the app has helped them out of tight spots and emergencies. However, there are occasional mentions of inconsistencies in the available advance amounts, which can be frustrating for some users. Overall, Klover is seen as a dependable financial tool that delivers on its promises.

App reviews talking about Reliability:

"...always on time best option available for money when you need it!!"

"Reliable. There when you need it!"

"...such a positive experience, fast and reliable. I recommend."

How reliable is Klover?

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How much can I get from Klover?

What users say?

Scam reports

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