By Editorial Team
Last Updated: Jun 13, 2025
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Grid Money is a legit cash advance app developed by Hatfield, Inc., headquartered in San Francisco. The app provides cash advances up to $200 between paychecks, starting with limits up to $50 that can increase over time based on your account activity and repayment history. They offer these advances with no interest, credit checks, or late fees, charging a simple $10/month fee. Grid Money also helps you build your credit score over time and boost your paycheck with PayBoost. As of May 2025, there are no official complaints or regulatory actions against the company.
Hundreds of Grid Money reviews from April and May 2025 indicate that users can rely on the app in times of need. Here's what they have to say about it:
Overall, the dominant theme is clear: most users see Grid Money as a dependable backup plan that comes through when they need extra cash, helping them manage unexpected bills, emergencies, or just get by until the next payday.
Based on user experiences, here's what you might expect when it comes to cash advances from Grid Money:
While Grid Money advertises advances up to $200, most users seem to start at $50 with the possibility of higher amounts over time. Your advance limit may grow as you build a repayment history, but results can vary.
Even though Grid Money is an established cash advance app, we found over 50 recent reviews describing the service as scammy (out of hundreds analyzed). About 40 users explicitly call the service a “scam”, “fraud”, or “thieves”, while others report unauthorized charges and difficulties canceling subscriptions.
Several users express concerns about identity theft or data misuse, and many say they never received the promised advances despite being charged fees. The common theme is that people feel deceived or financially harmed, often citing unwanted charges, poor customer service, and inability to close their accounts.