Cash Advance Apps
Brigit

Is Brigit app legit?

By Editorial Team
Last Updated: Nov 13, 2025

Brigit is a real fintech company (Bridge It, Inc., founded 2017, HQ in New York, NMLS ID 2429907) that lets members tap $25–$250 interest-free and claims over 9 million users. It partners with Coastal Community Bank for its credit-builder accounts, so funds sit with an FDIC-insured institution. Still, regulators have spotted problems: the FTC accused Brigit of misleading marketing and hard-to-cancel subscriptions, and in November 2023 the firm agreed to refund $18 million and change those practices. BBB complaints filed in 2025 also cite unauthorized withdrawals, denied advances after a $14.99 fee, duplicate repayment requests, and difficulties reaching support. Bottom line—Brigit exists and pays out advances, but its recent track record means you’ll want to watch your bank activity and make sure you can get help if something goes wrong.

How reliable is Brigit?

Hundreds of 2025 reviews suggest Brigit is generally dependable, but not perfect. Here’s the gist:

  • Lifesaver: Loads of users say Brigit “saved the day” for surprise expenses like flat tires, rent gaps or last-minute gas.
  • On-time help: Cash often lands “in minutes,” and members repeatedly note the app is “always there” when balances dip.
  • Limit drops: A handful complain their approved amount suddenly fell (e.g., $175 → $115) while the $9.99 monthly fee stayed.
  • Borrowing gaps: Some can’t grab a new advance right after repayment, and occasional account freezes slow things down.

Overall, most see Brigit as a solid back-up, but plan for the occasional hiccup.

Table of contents

How reliable is Brigit?How much can I get from Brigit?What users say?Scam reports

How much can I get from Brigit?

Most people are curious about the real numbers behind Brigit’s “up to $250” headline. After digging through the latest user feedback, here’s what to expect:

  • Headline Max: Brigit advertises a ceiling of $250 and a handful of reviewers say they’ve seen instant offers from $120 to $200 (one even mentions the full $250).
  • Typical Range: The vast majority report limits stuck between $50–$75, even after months—or years—of on-time repayments.
  • Slow Upgrades: Dozens of users say their cap never budged past $50; some actually saw drops (e.g., $115 down to $50).
  • Inconsistent Rules: Amounts can change without warning from one payday to the next, making it tough to predict what you’ll get.
  • Paying Anyway: You’ll still owe the $7.99–$8.99 monthly fee, no matter how small (or inconsistent) your advance limit is.
App reviews talking about Loan Amounts:
"...my cash advance limit has remained unchanged at $115 for 14 months..."
"I have never been given more than $50 in an advance option..."
"...it tells you it’s gonna increase the more you use it but it never increases from $50..."

What users say?

Positive
4%
Negative
96%
Many users complain about Brigit's subscription cancellation process, describing it as difficult and deceptive. Numerous reviews mention being charged even after canceling their subscription, with some users reporting unauthorized charges and difficulty reaching customer support for resolution. The sentiment is overwhelmingly negative, with users feeling frustrated and trapped by recurring fees despite attempts to cancel. Some users even resorted to contacting their banks to block further charges, highlighting a lack of trust in the app's billing practices.
App reviews talking about Subscription Cancellation:
"...the app claims they no longer support my banking. So I cancelled the subscription to be told I was still going to be charged..."
"...they try to continue to charge you the monthly fee even after you’ve canceled your subscription..."
"...after you cancel the subscription, they STILL TAKE THE MONEY!!..."

Scam reports

We reviewed 60-plus recent App Store posts tagged “Scam,” and most bluntly label Brigit fraudulent. Nearly all cite subscription or service fees that hit after cancellation or without any clear opt-in.

Top issues are double or early withdrawals that spark overdrafts, surprise $50–$97 debits, frozen savings, and a support flow that routes only to an AI bot. Several users add that the app keeps bank credentials after deletion or sells data, leading to spam and identity-theft worries.

These patterns echo the Nov 2023 FTC settlement that required Brigit to refund $18 million and overhaul its marketing and cancellation process. Given the volume and consistency of reports, keep a close eye on any recurring charges if you decide to try the app.

App reviews talking about Scam:
"...charged a membership fee that I didn’t agree to..."
"...they charge you for a subscription you did not even subscribe..."
"...they randomly resubscribe me to the plus plan..."
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