Cash Advance Apps

Is Brigit app legit?

Last Updated: Jun 13, 2025

Brigit is a legit cash advance app. Founded in 2017 and headquartered in New York City, it operates under the name Bridge It, Inc. The company claims to have over 9 million members and works with more than 6,000 banks and credit unions. They also state that they've saved users over $1 billion in fees. While Brigit is legitimate, it's important to note that in November 2024, the FTC ordered them to pay $17 million in refunds to over 1.8 million customers after regulatory complaints alleging unfair practices. Additionally, in March 2025, an official complaint was filed with the Better Business Bureau regarding their Instant Cash Advance processing times, which Brigit addressed by explaining their procedures.

How reliable is Brigit?

Hundreds of Brigit reviews from April and May 2025 that we analyzed suggest users can rely on the app. Here’s what they have to say about it:

  • Lifesaver: Many people describe Brigit as a "lifesaver," helping them out when finances get tight.
  • Always There: Several users mention how Brigit is "always there" or "always on time," providing timely assistance in emergencies.
  • Fast and Easy: Users appreciate the app's "fast," "easy," and "reliable" service when they need cash quickly.
  • Advance Limits: A few reviewers express frustration that their advance amounts don't increase despite repaying on time.

Still, the dominant theme is clear: most users find Brigit to be a dependable tool that assists them when unexpected expenses arise or when they're between paychecks.

How much can I get from Brigit?

Brigit advertises cash advances up to $250, but according to many users, it's common to receive only $50. Here's what people are saying:

  • Small emergencies: Some users find Brigit helpful for quick access to $50 when unexpected expenses arise.
  • Stuck at $50: Many report being limited to $50 advances, even after months or years of on-time repayments.
  • Minimal increases: A few have seen slight increases to $65, $80, or $105, but amounts remain far from the advertised maximum.
  • Unclear criteria: Users are frustrated by the lack of transparency on how to qualify for higher advance amounts.

If you're considering Brigit, keep in mind that while it can be handy for small needs, you might not receive the larger advances you expect.

App reviews talking about Loan Amounts:
"...always pay my advance and on time. I make more now than I did years ago and still only get approved for $50..."
"...been using Brigit for years and only have ever been able to borrow $50..."
"...been using this app for over a year, always paid back on time and never approved for more than $50..."

What users say?

Positive
4%
Negative
96%
Many users express frustration with Brigit's subscription cancellation process, describing it as deceptive and predatory. A common complaint is that charges continue even after users believe they have canceled their subscriptions, with some reporting unauthorized deductions from their accounts. Users also mention difficulties in reaching customer support to resolve these issues, often feeling trapped by ongoing fees despite attempts to cancel. The sentiment is overwhelmingly negative, with many users feeling misled and financially burdened by unexpected charges.
App reviews talking about Subscription Cancellation:
"...keep taking money out of my account after I canceled it..."
"I canceled my subscription almost two weeks ago and they still charged me..."
"...charged me even after I canceled..."

Scam reports

Even though Brigit is a legit company, we found over 60 reviews published recently describing the service as scammy (for context, this is out of hundreds we analyzed). About 50 explicitly call the service a “scam”, “fraud”, or “thieves” while others describe unauthorized charges, difficulties canceling subscriptions, or concerns about data misuse.

Several users report being charged subscription fees even after canceling or without ever signing up. Some say they were unable to unlink their bank accounts or feel their personal information is being mishandled.

The overarching theme is that people feel deceived or financially harmed, often pointing to unwanted charges, inability to contact customer service, and not receiving the promised cash advances.

App reviews talking about Scam:
"...this app is a scam. They responded. Their excuse is thats how they help us..."
"...I went through the whole process to get $25 from the Instant Cash thing and used it to pay for gas..."
"...randomly signed me up for a subscription billing my accounts for months when I hadn’t even had it on my phone in almost 2 years..."