Cash Advance Apps
Albert

Is Albert app legit?

By Editorial Team
Last Updated: Nov 13, 2025

Albert’s cash advance feature is legit. The service is run by Albert Corporation out of Covina, California, and it partners with Sutton Bank and Stride Bank for checking and savings, so user funds are covered by FDIC insurance up to $250,000 on a pass-through basis. The company claims more than 20 million customers and, as of November 2025, reports no regulatory complaints or enforcement actions related to its cash-advance product. Advances of $25–$250 (some see up to $1,000) come with no credit check, interest, or late fees, and missed repayments aren’t sent to collections or credit bureaus.

How reliable is Albert?

Recent 2025 reviews suggest Albert is mostly dependable, with a few caveats:

  • Consistent help: Many users say Albert is “always there” and has “saved me multiple times,” showing steady availability in emergencies
  • Fast deposits: People report cash hitting their account “within minutes” and praise the “super fast deposits,” so payouts are usually quick
  • Limit boosts: Some reviewers cite their advance limit jumping to $500 after regular use, hinting that access grows over time
  • Slow re-borrows: A handful note that once you repay, it can take days—“almost a week”—before you can borrow again, making timing less predictable

Table of contents

How reliable is Albert?How much can I get from Albert?What users say?Scam reports

How much can I get from Albert?

  • Advertised cap: Albert promotes cash advances as high as $1,000.
  • Possible boosts: A few reviewers say their limit climbed to $500—or even hit the full $1,000—after a streak of on-time repayments.
  • Low starts: Many users report only $25–$50 at first, and some stay stuck there for months.
  • Inconsistent amounts: Limits can swing without warning (one user saw $1,000 drop to $250; another watched $100 slip to $25).
  • Paywall factor: Access to larger advances often sits behind a paid membership (one review mentions $20/month) and may require opening an Albert Cash account.
App reviews talking about Loan Amounts:
"...I get one amount two weeks back to back. So, I pay them back on time. Then, they lower the amount..."
"...Only lets me advance 35 bucks but I have to pay 9 dollars back extra..."
"...IT'S FRAUDULENT SAYING THAT YOU CAN GET UP TO $1,000 BUT GIVES YOU ONLY $50..."

What users say?

Positive
1%
Negative
99%
Many users complain about the difficulty of canceling subscriptions with the Albert app. They report being charged monthly fees even after attempting to cancel their accounts multiple times. The cancellation process is described as cumbersome, requiring users to jump through numerous hoops, such as confirming their decision multiple times and providing unnecessary information like the last four digits of a card they never received. Users express frustration over the lack of customer support and the app's tendency to continue charging them despite their efforts to unsubscribe. The sentiment is overwhelmingly negative, with many feeling trapped by a service they no longer wish to use.
App reviews talking about Subscription Cancellation:
"...I've been trying to cancel my account for the longest, yet nothing!..."
"...makes it impossible to cancel your membership..."
"...they make it INCREDIBLY hard to cancel your account..."

Scam reports

We dug through 100-plus recent App Store posts tagged “scam” and found the same story on repeat: Albert keeps charging after users think they’ve cancelled, bumps the plan price from about $6 to $15-$25 without warning, and quietly siphons off “savings” transfers or small fees that add up fast. More than half of those reviews flat-out label the app a scam, fraud, or theft.

A big chunk of complaints go further, saying Albert yanked $100-$500, flipped direct-deposit routing numbers so paychecks vanished, or auto-withdrew repayment before funds hit—leaving accounts overdrawn and triggering bank fees. Victims say the only way out was disputing charges or closing their bank because the listed phone line and the in-app “genius” bot rarely connect to a human.

Almost everyone slams the cancellation flow as a maze of dark patterns: you’re forced to answer endless questions, enter the last four digits of an Albert card you never got, and keep a $0 balance for days while new pennies drop in to block closure. In short, the scam reports center on forced subscriptions, sneaky withdrawals, and near-zero support—so link your bank with caution if you give Albert a try.

App reviews talking about Scam:
"...they have been ciphering from my account, and hope that you take heed and stay far away..."
"...I’ve done everything possible to close my account on this SCAMMER APP and it won’t allow me..."
"...this app is awful it's a money scam and they make it near impossible to cancel!!!..."
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