By Editorial Team
Last Updated: Jun 13, 2025
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Vola Finance is a cash advance app that lets you get up to $500 instantly without any credit checks, interest charges, or overdraft fees. You can choose the amount you need and receive funds directly to your bank account within less than 5 business hours or get immediate access via the Vola Card.
To access cash advances with Vola, you need to subscribe to one of their monthly plans, which range from $2.99 to $28.99 per month. The Blue Sapphire Tier costs $6.99 per month and allows loans up to $40, while higher tiers at $20 per month may offer advances up to $200, depending on your Vola Score. These plans also include additional services like savings features, coupons, and discounts.
To be eligible, you must be at least the age of majority in your state, a US citizen or legal resident, and have a bank account that's over three months old with regular income and an average balance over $150. Vola Finance claims over a million members and is based in Newark.
Yes, Vola Finance offers cash advances of up to $500 without any credit checks, interest charges, or overdraft fees. To access these advances, you'll need to subscribe to one of their monthly plans, which range from $2.99 to $28.99 per month. For example, the Blue Sapphire Tier costs $6.99 per month and lets you borrow up to $40, while higher tiers at $20 per month may allow access to advances up to $200, depending on a score the app assigns. You have up to 30 days to repay, and you can choose or extend your repayment date without any extra charges. Funds are transferred to your bank account within less than 5 business hours, or you can get immediate access via the Vola Card.
To qualify for a Vola Finance cash advance, you need to meet the following requirements:
Vola Finance will assess your information to determine your eligibility and the maximum cash advance amount available to you.
On top of the cash advances that Vola Finance offers, there are several other features that you might find helpful in managing your finances.
The Vola Card is a handy tool for everyday spending, both online and in stores. It helps you build your credit history by reporting your payments to credit bureaus each month. There are no credit checks or hidden fees, and you can earn cashback rewards that you can redeem for real cash. You can add the Vola Card to your Apple Wallet or Google Pay for easy access, and manage all your card details directly in the app.
Vola Finance provides budgeting and financial planning tools to help you understand and manage your spending. You can break down your expenses to see where your money is going, set smart budgets for upcoming expenses, and receive personalized insights to improve your financial habits. The app also alerts you to potential cash shortfalls, upcoming payments, or unusual spending activities, so you can stay on top of your finances.
With Vola Finance, you can access your credit score directly in the app and get actionable tips on how to improve it. The app reports positive financial behaviors, like rent and utility payments, to credit bureaus, which can help boost your credit score. You can track your progress over time and improve your Vola Score, which may unlock additional benefits and features.