Cash Advance Apps
What is Vola Finance cash advance?

What is Vola Finance cash advance?

By Editorial Team
Last Updated: Nov 13, 2025

Vola Finance’s cash advance is an instant, interest-free loan you can request whenever your balance looks tight. You can pull as little as $15 or as much as $500 with no credit check, no interest, and no overdraft or late fees.

Access requires a monthly membership: Blue Sapphire costs $6.99 and usually unlocks advances up to about $40, while Premium is $20 and can raise the limit to roughly $200, with top-tier users eligible for even higher amounts. Once approved, money lands in minutes via direct bank transfer or can be loaded straight onto your Vola Mastercard for immediate spending. You pick the repayment date (the app suggests one based on your income) and can move it if needed at no extra charge.

To qualify, link a checking account that’s at least three months old, shows regular deposits, maintains an average balance over $150, and receives steady income.

Does Vola Finance give cash advances?

Yes, Vola Finance offers instant, interest-free cash advances up to $500. To qualify you need a paid membership—$6.99 a month unlocks smaller limits (about $40) and the $20 Premium plan bumps eligibility to around $200 or more, depending on your Vola Score. Once approved, the money can land in your bank or on your Vola Mastercard within minutes, with no separate advance or expedite fee. You pick a repayment date (up to 30 days and one optional 10-day extension), and there are no late, interest, or overdraft charges—just be sure to repay before you can grab another advance.

Table of contents

Does Vola Finance give cash advances?Advance amounts, fees and repayment termsVola Finance cash advance requirementsOther features

Advance amounts, fees and repayment terms

Advertised advance amounts
$15 - $500
Monthly fee
$6.99
Time to get cash
Instant

Vola Finance cash advance requirements

Getting a Vola advance comes down to four basics:

  1. Account age: Link a checking account that’s at least 3 months old
  2. Daily activity: The account should show regular transactions on most days
  3. Balance buffer: Maintain an average balance above $150
  4. Steady deposits: Consistent income or payroll hits your account

Hit these marks and Vola will decide how much of the up-to-$500, no-credit-check advance you qualify for.

Other features

Vola’s subscription also unlocks a handful of tools that go beyond quick advances. Here’s what else the app can do.

Vola Card

A secured Mastercard that requires no credit check. You can move an advance onto it instantly, spend anywhere Mastercard is accepted, and earn cash-back rewards that you can cash out to your bank account.

Credit-building tools

Every on-time Vola Card payment is sent to the major credit bureaus, and you can add rent and utility data for extra history. A built-in credit tracker shows your score in real time and offers tips on what’s helping or hurting it.

Loan & spending dashboard

Connect your other loans, cards, and debts to see balances, rates, and due dates in one place. The app sends payoff reminders and suggests repayment strategies or refinancing options to cut interest.

Low-balance alerts and budgeting insights

Vola watches your linked bank accounts around the clock. It flags upcoming cash shortfalls, recommends an advance when needed, auto-categorizes spending, and hands you budgets, forecasts, and savings ideas to help keep your account in the black.

Need a cash advance?