Cash Advance Apps
How much does Vola Finance let you borrow?

How much does Vola Finance let you borrow?

By Editorial Team
Last Updated: Jun 13, 2025

Vola Finance offers cash advances of up to $500. The exact amount you can borrow depends on your eligibility, which is determined by factors like your bank account activity and income patterns.

To qualify for a cash advance from Vola, you need to have a bank account that's more than three months old, maintain an average balance over $150, and have regular income or deposits. Your bank account should show activity on most days of the week. Also, you shouldn't have requested more than two advances in the last thirty days, and any previous advances must be fully repaid.

Table of contents

Does Vola Finance actually send you $500?How to get a bigger cash advance on Vola Finance?

Does Vola Finance actually send you $500?

Based on hundreds of different user reviews we analyzed, it seems highly unlikely for the average customer to get the $500 maximum amount advertised by Vola Finance. Our data is drawn from reviews published in May 2025, providing the latest insights into Vola Finance's current practices. The overwhelming consensus is that:

  • $500? Not Really: Most users don't get anywhere near a $500 advance from Vola Finance.
  • Tiny Advances Offered: At least 15 reviews explicitly mention being offered only $15 or $20 advances—even after months of timely repayments and steady income.
  • Hard to Increase Limits: Many users report that their advance amounts never increase, no matter how often they repay on time.
  • $150 Balance Requirement: Several users are frustrated by the need to maintain an average balance of $150 to qualify for higher advances, which isn't helpful when funds are already tight.

So if you're hoping for a hefty $500 boost, you might want to temper your expectations. According to most folks, you’ll probably just see a small advance that may not make a significant difference.

App reviews talking about Loan Amounts:
"...approved me for $15 and then turned around and charged me a $2.99 fee..."
"I’ve always been approved for $20. Like why would I pay $5 a month just to get spotted $20..."
"...they only offer you $20 when I probably have to pay you five dollars back along with the $20..."

How to get a bigger cash advance on Vola Finance?

Many Vola Finance users have found it challenging to increase their cash advance amounts beyond the initial offers of $15 to $20. Despite having regular income deposits and repaying advances on time, users often report that their advance limits remain the same.

To potentially get a bigger cash advance, ensure that your connected bank account shows consistent activity and maintains an average balance, as some users suggest that having at least $150 in your account might be necessary. Regularly using your account for transactions and demonstrating steady financial behavior could help improve your Vola Score, which might influence your advance limit.

Additionally, while reaching out to customer support is an option, some users have experienced difficulties getting timely responses. Ultimately, increasing your cash advance on Vola Finance may require patience and consistent use of the app, even though results can vary among users.