How much does Vola Finance let you borrow?

Based on hundreds of user reviews we analyzed, it seems that getting the $500 maximum cash advance advertised by Vola Finance is quite unlikely for the average user. Our data is drawn from reviews published between July 2024 and July 2025, providing the latest insights into Vola Finance’s current practices. The overwhelming consensus is that:

• Low Advance Amounts: Most users report being offered only $15 to $55, with many stating they have never been able to increase their advance amount despite timely repayments and regular income.
• High Subscription Fees: Users mention monthly fees ranging from $3.99 to $24.99 for access to these small advance amounts, which some find unreasonable given the low amounts they can borrow.

While a few users appreciate the app for helping in tight situations and note that their advance amount has increased over time, the predominant feedback suggests that if you're hoping to get anywhere near a $500 advance from Vola Finance, you might be disappointed. Most users seem to be stuck with minimal advance amounts that hardly make a significant difference.

If you're looking to get a bigger cash advance on Vola Finance, maintaining a good repayment history is key. Some users have reported that their advance limits increased after consistently paying back advances on time. Keeping your bank account active with regular deposits and transactions can also help, as Vola considers your account activity when determining your limit.

Upgrading to a higher tier subscription might offer the option for larger advances. However, some users mention that even after upgrading, their limits didn't increase significantly. It seems experiences vary, so it's worth ensuring all your account details are up to date and reaching out to Vola's customer support for any specific questions.

Patience might be necessary, as several users have found it challenging to increase their limits quickly. By keeping your account in good standing and demonstrating reliable repayment behavior, you may see your cash advance limit grow over time.