How does Vola Finance cash advance work?

Download Vola Finance on your phone and follow these steps:

1. Sign up: Create a Vola Account with a Basic Membership (which is free).
2. Connect bank account: Link your bank account(s) to the app.
3. Use budgeting tools: Track your income and expenses using the app's tools.
4. Advance without subscription: If you prefer not to subscribe to a Premium Membership, email hello@volafinance.com to request an advance without subscribing.
5. Choose amount: Select your desired cash advance amount, up to $500.
6. Set repayment date: Choose a repayment date that aligns with your income pattern.
7. Select delivery: Decide to receive the cash in your bank account or spend instantly using your Vola Card.
8. Submit request: Submit your request to get instant approval and receive the funds.

You can get your cash advance from Vola Finance in up to 5 business hours. There's no expedite fee, so you don't have to pay extra to receive your money quickly.

Out of hundreds of reviews published in May 2025 that we analyzed, we found 60+ recent comments mentioning funding speed. Here’s what users say about it:

• Delays in receiving funds: Many users express frustration with slow funding times, often waiting 1–2 business days or even longer to receive advances. This is particularly problematic when they need money urgently.
• No instant transfer option: Several reviewers are disappointed that there’s no option for instant transfers to their debit cards unless they have a Vola Card, which some find inconvenient or unavailable.
• Slow repayment processing: Users also mention that after repaying an advance, there’s a “cooling-off” period of up to 5 days before they can borrow again, which they feel is excessively long.
• Helpful for some: A few users appreciate that Vola Finance provides advances when needed, describing the app as “easy to use” and “helpful in a time of need.”

Overall, while some users find the service beneficial, the majority are dissatisfied with Vola Finance’s funding speed due to delays and the lack of instant transfer options.