By Editorial Team
Last Updated: Jun 13, 2025
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MoneyLion is a cash advance app that lets you access up to $1,000 through their Instacash feature. They provide 0% APR cash advances with no interest or mandatory fees, and you repay the amount when you receive your next paycheck. Getting started is simple: download the MoneyLion app, sign up or log in, and link your bank account where you receive your paycheck. Once your account is set up and verified, you can request an Instacash advance. You have the option of standard delivery, which is free and takes 1–5 business days, or instant delivery for a small fee. There are no monthly fees, and while you can choose to leave an optional tip, it's not required and doesn't affect your eligibility for future advances.
Download MoneyLion on your phone and follow these steps:
You will typically get the money in your RoarMoney account within 1–2 business days, or in 2–5 business days to an external checking account, using the free standard delivery.
If you need the money faster, you can opt for Turbo delivery to get the funds within minutes. This will cost you $0.49–$8.99, depending on the amount of the advance and where you're sending the money. You will pay:
Out of hundreds of reviews published in April and May 2025 that we analyzed, we found 50+ recent comments mentioning funding speed. Here’s what users say about it:
Overall, most users are pleased with MoneyLion's speedy funding, but a few have experienced delays or issues.