By Editorial Team
Last Updated: Jun 13, 2025
Read more
Grid Money is a cash advance app that offers instant cash advances of up to $200 to help you bridge the gap between paychecks. To access these advances, you'll need to subscribe to their Grid+ membership for $10 a month. Initially, you can get up to $50, but this amount can increase over time based on your account activity and repayment history.
To be eligible, you must link a bank account or card to your Grid account and meet certain criteria like having direct deposits and a good repayment history. Advances are deposited into your linked bank account within 1-3 days, but if you need the money faster, you can opt for instant delivery to your debit card within 8 hours for a $2.99 fee.
In addition to cash advances, Grid Money offers features like PayBoost, which lets you receive a portion of your yearly tax refund with each paycheck, and tools to help you build your credit score without any credit checks. Developed by Hatfield, Inc., Grid Money aims to provide a user-friendly experience without interest charges or late fees.
Yes, Grid Money offers cash advances of up to $200 if you're on their $10 monthly plan. New users can start with advances up to $50, and this amount can increase over time based on your account activity and repayment history. There's no interest or late fees, and you can choose to repay the advance in one or two installments, usually deducted from your next paycheck(s). Standard delivery is free and takes 1-3 days, but if you need funds quicker, you can pay a $2.99 fee for expedited delivery to get the money within 8 hours.
To qualify for a cash advance with Grid Money, you need to meet the following criteria:
Grid Money will assess these criteria to determine your eligibility and the maximum cash advance amount you can receive, which can increase over time based on your account activity and repayment history.
Beyond the cash advances that Grid Money offers, the app includes a few other features that might come in handy if you opt for the $10 monthly subscription.
Grid Money provides a credit line designed to help you build your credit score without any credit checks or history pulls. There are no late fees associated with this credit line, making it a stress-free way to improve your credit over time.
With the PayBoost feature, you can receive a portion of your yearly tax refund with every paycheck. This means you could get up to $250 extra per month, giving your income a helpful boost between paydays.
Grid Money lets you repay your advances in one lump sum on your next paycheck. For eligible users, there's also the option to split the repayment into two equal installments deducted from your next two paychecks, offering a bit more flexibility based on your financial situation.