How does Grid Money cash advance work?

Download the Grid app on your phone and follow these steps:

1. Sign up: Create and sign in to your Grid account.
2. Link bank: Connect your bank account or card to Grid.
3. Eligibility: Ensure you meet the requirements for a cash advance.
4. Request advance: Request the cash advance you need (up to $200).
5. Choose transfer: Select an instant transfer (small fee) or standard transfer (free, takes a couple of days).
6. Receive funds: Get the cash advance in your bank account.
7. Repay: Repay the advance by the due date.

You will typically receive your cash advance in 1-3 business days with the free standard ACH deposit. If you need your money sooner, you can opt for the expedited payment option for $2.99, which delivers the funds to your linked debit card within 8 hours.

Out of hundreds of reviews published in May, June, and July 2025 that we analyzed, we found 100+ recent comments mentioning funding speed. Here's what users say about it:

• Fast for most: Over 80 users praise Grid Money for quick funding, often stating they received cash instantly, within minutes, or the same day. They frequently describe the process as 'fast', 'easy', 'quick', and 'convenient'.
• Delays for some: About 15 users report delays in receiving their funds, with waits ranging from 3 to 5 days or longer. A few mention never receiving their advances or issues with customer support when trying to resolve funding problems. Overall, while most users experience speedy funding with Grid Money, a notable number have faced delays or challenges accessing their cash advances.