How much does Dave let you borrow?

Based on hundreds of different user reviews we analyzed, it seems highly unlikely for the average customer to get the $500 maximum amount advertised by Dave. Our data is drawn from reviews published in July 2025, providing the latest insights into Dave's current practices. The overwhelming consensus is that:

• Some get higher amounts: A few users reported starting with advances of $200, and some have reached up to $600 over time.
• Unlikely to get $500: Most users don’t see anything near a $500 advance from Dave.
• Lower amounts available: Many users complain they've only ever qualified for $25, $50, or $75, even after months or years of timely repayments.
• Fluctuating limits: Several users mention that their cash advance limits fluctuate unpredictably, sometimes decreasing even after on-time payments.
• Inconsistent increases: Users are frustrated that their loan amounts don't increase as expected, despite good repayment history.

Despite a few positive comments about Dave's usefulness, the loudest refrain across these reviews is frustration at being stuck at lower advance amounts. If you're hoping for a $500 advance, proceed with caution—because according to most users here, you'll probably see much less.

Many Dave users have reported challenges in increasing their cash advance limits, often noticing unexpected decreases or fluctuations in the amount they can borrow. Despite consistently repaying advances on time, some users mention their limits dropping from higher amounts, like $500, down to $100 or even $50 without clear explanations.

To potentially increase your cash advance limit on Dave, maintaining a strong repayment history is essential, but it might not be the only factor. Some users feel that the criteria for adjusting limits are not transparent, and reaching out to customer support hasn't always provided helpful insights.

If you're experiencing issues with your cash advance limit, double-check that all your account information is current and monitor your spending patterns. While Dave can be a useful tool in tight situations, if you're looking for higher or more consistent advance amounts, you may want to consider exploring other apps that might better suit your needs.