Cash Advance Apps
How much does Dave let you borrow?

How much does Dave let you borrow?

By Editorial Team
Last Updated: Jun 13, 2025

Dave advertises that they provide cash advances of up to $500. The maximum amount you'll be able to get is determined by your eligibility, which depends on factors like your income history and spending habits.

Dave looks at your income consistency, bank account status, and spending patterns to understand your ability to repay. For example, having total monthly deposits of at least $1,000 can help you qualify for higher advance amounts.

Table of contents

Does Dave actually send you $500?How to get a bigger cash advance on Dave?

Does Dave actually send you $500?

Based on hundreds of different user reviews we analyzed, it seems that while Dave advertises cash advances up to $500, many users find it challenging to access such high amounts. Our data is drawn from reviews published in May 2025, providing the latest insights into Dave’s current practices. The general consensus among users is:

  • Higher amounts possible over time: Some users report being able to borrow up to $500 or even $600 after using the app for several years and consistently repaying on time.
  • Low starting limits: Many users mention starting with advances as low as $25, $50, or $75, and finding it difficult to increase their limits despite timely repayments.
  • Inconsistent loan amounts: Several users express frustration over fluctuating borrowing limits, with amounts decreasing without clear explanation, even when their income remains stable or increases.
  • Difficulty reaching $500: A significant number of users state that they have never been able to access the advertised $500 advance, even after years of usage and regular repayments.

While it appears possible to reach higher advance amounts with Dave, it seems to require a long-term commitment and consistent repayment history. If you're hoping for immediate access to large cash advances, you might need to manage your expectations, as many users report being limited to smaller amounts.

App reviews talking about Loan Amounts:
"...they fluctuate the amount of money available to you..."
"...increase your loan amount and then drop it out of nowhere..."
"...advance amounts never consistent! Even if a customer for years..."

How to get a bigger cash advance on Dave?

Many Dave users find that increasing their cash advance limit can be a bit unpredictable. Some users mention that even after consistently repaying advances on time, their available amount either doesn't increase or sometimes even decreases without clear reason. This lack of transparency in how limits are determined has left some feeling frustrated and confused.

To potentially get a bigger cash advance on Dave, maintaining a steady income and a strong repayment history seems crucial. Regular app usage and ensuring your bank account reflects consistent deposits might also help. Some users suggest reaching out to customer support for clarification, though experiences with support have been mixed.

Overall, while Dave can be a helpful resource when you need quick cash, increasing your cash advance limit may require patience and consistent financial habits. If higher limits are a priority, exploring other apps with more transparent criteria might be worthwhile.