Cash Advance Apps
How much does Dave let you borrow?

How much does Dave let you borrow?

By Editorial Team
Last Updated: Nov 13, 2025

Dave’s ExtraCash lets you snag anywhere from $25 to $500. Your personal limit appears in the app and can move up or down daily because Dave constantly re-scores the checking account you linked, looking at your direct-deposit history and recent spending. Keep an account that’s been open at least 60 days, show three monthly direct deposits worth $1,000 or more, and stay current on any previous ExtraCash balance and you’ll be in the running for the higher end. You can have two advances open at once, pick the pay-back date yourself, and even grab another advance 24 hours after you clear the first. Funds are interest-free and hit your Dave Checking instantly, or move by standard ACH for free.

Table of contents

Does Dave actually send you $500?How to get a bigger cash advance on Dave?

Does Dave actually send you $500?

  • Some Do: a handful of long-time users say they’ve unlocked the full $500 (one even reports $600) and can pull it again right after repayment.
  • Most Don’t: way more reviews talk about being stuck at $25-$150—or getting $0 offers—despite perfect payback histories.
  • Flaky Limits: amounts can swing overnight; several people watched their limit tumble from $600 to $100-$300 or bounce between $25, $75 and $0 with no clear reason.
  • Split & Fee Hit: when limits drop, Dave may force two smaller withdrawals, meaning you pay the instant-transfer fee twice.
  • Ad Hype: at least one reviewer called the “$500 in minutes” pitch misleading, saying approval took a day and the big limit never showed.
App reviews talking about Loan Amounts:
"...borrow amounts will start off low, mine started with $75, now 7 years later I can borrow up to $600..."
"...the limit shouldn’t decrease for no reason..."
"...I have paid back the cash advance on-time 99% of the time and not only was I never approved for more than a $100 cash advance, it has decreased..."

How to get a bigger cash advance on Dave?

Many reviewers say Dave opens with a small ExtraCash offer—often $25-$75—but it can rise over time; one long-time user started at $75 and now sees $600, while others talk about inching from $150 to $300 after steady use. Growth tends to be gradual, so expect incremental bumps rather than one big jump.

Two habits keep the limit climbing: maintaining a predictable direct-deposit pattern and letting Dave pull repayment on the scheduled date. Users who “used it and paid back responsibly” or fixed a frozen debit card saw their limit recover or increase once on-time payments resumed.

Limits also drop when the app spots risk—failed drafts, a disconnected bank, or even repaying days early have all triggered cuts—so keep your account linked, avoid returned payments, and contact support if your offer suddenly shrinks to learn what tripped the reset.

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