How to stop Chime SpotMe from taking money?

By Editorial Team

Last Updated: Jun 13, 2025

If Chime SpotMe is still taking money from your account, it means your SpotMe membership is still active. To stop this, you can cancel your SpotMe membership directly through the Chime app. Just open the app, go to your Profile, tap on SpotMe, and select "Manage SpotMe Accounts" to toggle it off. Once you've canceled, Chime will no longer cover overdrafts on your account, and you won't have any further charges from SpotMe.

How do I cancel my Chime SpotMe cash advance account?

To cancel your Chime SpotMe membership, open the Chime app, go to your profile, tap on 'SpotMe', and select 'Manage SpotMe Accounts' to turn it off.

What do users say?

Some users have reported difficulties in stopping Chime SpotMe from taking money from their accounts. They mention that even after attempting to cancel or opt out, Chime continued to withdraw funds, leading to frustration.

Unauthorized Enrollment: Some users complained about being automatically enrolled in SpotMe without their consent, resulting in unexpected overdrafts and negative balances they couldn't repay.
Persistent Charges: A few users expressed concerns that Chime kept taking money from their accounts despite efforts to cancel the service, making it challenging to stop unwanted withdrawals.