Cash Advance Apps

How to stop Chime SpotMe from taking money?

Last Updated: Aug 03, 2025

If Chime SpotMe is still taking money from you, it's likely because your SpotMe feature is still active. To stop Chime SpotMe from taking money, you need to disable SpotMe through the Chime app. Simply open the app, go to Settings, select SpotMe, turn off SpotMe for your card, and confirm that you want to disable it.

How do I cancel my Chime SpotMe cash advance account?

  1. Open app: log in to the Chime app.
  2. Settings tap: head to Settings.
  3. Choose SpotMe: find and select SpotMe.
  4. Toggle off: switch SpotMe off for your card.
  5. Confirm: hit confirm and SpotMe will be disabled.

After you turn it off, Chime will stop covering overdrafts, but any negative SpotMe balance you already have will still be auto-repaid from the next deposit that hits your account. You can turn SpotMe back on later if you meet the direct-deposit requirements again.

What do users say?

What do users say about stopping Chime SpotMe from taking money?

After reviewing recent user feedback, we've found that some users have expressed concerns about stopping Chime SpotMe from taking money from their accounts. Here are some of the key points:

  • Unexpected Charges: Some users reported that Chime continued to take money from their accounts without their consent, even after they believed they had disabled or paused the SpotMe feature.
  • Difficulty Disabling SpotMe: A few users mentioned challenges in disabling the SpotMe service, leading to unwanted deductions from their accounts.
  • Customer Support Issues: Several users expressed frustration with customer service, stating that their concerns about unauthorized charges were not adequately addressed.
  • Impact on Account Balance: There were instances where users found their accounts overdrawn or funds missing due to SpotMe transactions they did not authorize or expect.

Overall, while many users appreciate the convenience of Chime SpotMe, some have experienced difficulties in stopping the service from accessing their funds, highlighting the importance of clear communication and responsive customer support.

Contact Chime SpotMe customer support

There are several ways to get in touch with Chime SpotMe if you need assistance. Here they are:

  1. In-app chat: use the chat support feature within the Chime app to get help.
  2. Email support: send an email through the app to reach their support team.
  3. Urgent issues: for urgent matters, check the app or the official support page for specific contact methods.