How to stop Chime SpotMe from taking money?

To turn SpotMe off, open the Chime app, head to Profile → SpotMe → Manage SpotMe Accounts and toggle SpotMe off. The feature is disabled right away and Chime will immediately pull whatever you still owe from your account, so make sure there’s money to cover it. You can switch it back on later as long as you still meet the $200-a-month direct-deposit requirement.

• Auto-reactivation: a few people say they shut SpotMe off, but Chime turned it back on and let payments go through anyway, draining their balance.
• No blocking: some can’t find a way to stop specific merchants—“two of the ones who come in and take my money”—so SpotMe keeps covering those charges.
• Surprise shut-off: others warn SpotMe can disappear without notice if a direct-deposit is late, leaving them short on cash they thought was covered.
• Support hurdles: reviewers describe long waits or hard-to-understand replies when asking how to halt SpotMe pulls or get the money back.

Chime hasn’t published any SpotMe-specific support channels. We couldn’t locate a dedicated email address, phone number, or online form for SpotMe, so you’ll need to rely on the help tools built into your Chime account or their general help center if an issue pops up.