By Editorial Team
Last Updated: Jun 13, 2025
Read more
Brigit is a cash advance app that offers instant cash advances up to $250 without any interest charges or credit checks. Instead, they operate on a subscription model, with a Plus Plan costing $8.99 per month that gives you access to cash advances, credit monitoring, identity theft protection, and financial tools.
To get a cash advance with Brigit, you'll need an active checking account that's at least 60 days old, with regular direct deposits from the same employer, a positive balance, and responsible spending habits. You can choose your repayment date, usually aligned with your next payday, and there are no late fees or penalties. Brigit offers free Standard Delivery (1–3 business days) for funds, or you can opt for Express Delivery to receive money within 20 minutes for an additional fee.
Founded in 2017 and based in New York City, Brigit claims to have over 9 million members and works with over 15,000 banks and credit unions. They aim to help users manage their finances, avoid overdraft fees, and build credit.
Yes, Brigit offers cash advances of up to $250 if you’re on their $8.99 monthly Plus plan. There are no interest charges, late fees, or credit checks, and you can choose your repayment date, typically aligned with your next payday. The standard delivery is free and takes 1–3 business days, but if you need the money sooner, you can opt for Express Delivery to receive funds within 20 minutes for a fee of $0.99 to $3.99 per transaction. If you're on the Premium plan at $14.99 per month, Express Delivery fees are waived.
To qualify, you must meet the following criteria:
Brigit will use this information to decide if you’re eligible and determine the maximum cash advance amount you can receive.
In addition to offering cash advances, if you choose Brigit's Plus or Premium membership, there are several other features that might help you manage your finances more effectively.
With the Plus Plan at $8.99 per month, Brigit provides Overdraft Protection through Auto Advances. The app predicts when you might overdraw your account based on your spending patterns and automatically sends you a cash advance to prevent overdrafts. You can opt out of auto advances anytime, and you'll get alerts if your balance might not cover upcoming bills.
Brigit's Credit Builder tool, available with the Premium Plan at $14.99 per month, helps you improve your credit score. Starting with payments as low as $1 per month, you can build a positive payment history. Brigit reports your payments to all three major credit bureaus—Experian, Equifax, and TransUnion. There's no hard credit check to get started, and you don't need an existing credit score.
Brigit offers personal finance management tools to help you stay on top of your spending. You can track expenses, set up budgets, and gain insights into your spending and earning trends. The app can also identify and help you cancel unwanted subscriptions, potentially saving you money.
Through the app, you can find ways to earn extra cash and save. Brigit offers opportunities to complete surveys for extra income and helps you discover job options, including part-time, full-time, gig, and remote work. Additionally, you can access cashback deals, discounts, and other offers to help you save money.