Cash Advance Apps
How much does Brigit let you borrow?

How much does Brigit let you borrow?

By Editorial Team
Last Updated: Nov 13, 2025

Brigit’s instant cash advances range from $25 up to $250. You’ll see a personal limit inside the app rather than the full $250 right away, and you can only have one advance outstanding at a time.

Your limit depends on your Brigit Score (needs to be about 40 or higher), the size and regularity of your paychecks (roughly $1,500 a month across at least three direct deposits), and whether your checking account usually stays above $0. Consistently repaying on time and keeping healthy account habits can move you closer to the $250 ceiling.

Table of contents

Does Brigit actually send you $250?How to get a bigger cash advance on Brigit?

Does Brigit actually send you $250?

  • Rare $250: One review (ID 12936433389) says Brigit instantly offered the full $250, and another (12875155147) got $200 on sign-up, so hitting the max is possible—but looks like a lucky break.
  • Mostly $50: The chorus from more than two dozen users is that they’re permanently capped at $50, despite flawless repayment and months—or years—of use (e.g., 12979789379, 13133145573).
  • No Growth: Loyal subscribers paying $7.99–$8.99 a month say limits stall at $75–$115 for 12-14 months with zero increase (13333030469, 13250415952, 13157727506).
  • Random Drops: A few saw their advance shrink without warning—$120 to $50 or even $100 to $30—making the $250 headline feel shaky (13270177075, 841699af).
App reviews talking about Loan Amounts:
"...my cash advance limit has remained unchanged at $115 for 14 months..."
"I have never been given more than $50 in an advance option..."
"...it tells you it’s gonna increase the more you use it but it never increases from $50..."

How to get a bigger cash advance on Brigit?

Brigit says your limit rides on income, account health and your Brigit Score—reviews note you’ll need roughly $1,500 in direct deposits each month and a score above 51 just to pull an advance, with higher tiers kicking in around 81+. Keep the same checking account linked and make sure your debit card stays verified.

Borrow every month and repay on time; several users were told six straight on-time repayments are required before Brigit even considers a bump. Stay out of the red, skip overdrafts, and don’t burn through all of your due-date “extensions” in a single 30-day span.

If you skip a month, disconnect your bank or your deposits drop, Brigit can slash the limit back to $50—and plenty of long-time members say they never got past that ceiling—so bigger cash isn’t guaranteed; if you stall, it might be time to shop around.

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