Cash Advance Apps

How much does Brigit let you borrow?

Last Updated: Jun 13, 2025

Brigit allows you to access cash advances from $25 up to $250, depending on your eligibility and financial health. The amount you're approved for is determined by your Brigit Score, which takes into account factors like your bank account status, spending behavior, payment history, and deposit history.

To qualify for higher amounts, you'll need to have a primary checking account that's been active for at least 60 days, receive regular direct deposits from the same employer or income source, maintain a positive balance, and demonstrate responsible spending habits. Brigit looks for consistent income and spending patterns to ensure you can repay the advance without financial strain.

Does Brigit actually send you $250?

Based on hundreds of user reviews we've analyzed, it seems that Brigit users often don't receive the maximum advance amount of $250 as advertised. Our data comes from reviews published up to May 2025, providing recent insights into Brigit's practices. The general experience among users is:

  • Helpful for Small Needs: some users find the app useful for quick cash in emergencies, even if the amounts are small.
  • Stuck at $50: many users report being limited to $50 advances, even after months or years of timely repayments.
  • No Increase Over Time: despite consistent on-time payments and even increased incomes, users often don't see their advance limits go up.

If you're considering Brigit for a $250 advance, you might need to adjust your expectations. Most users seem to receive $50, and increases in advance amounts are not common.

App reviews talking about Loan Amounts:
"...always pay my advance and on time. I make more now than I did years ago and still only get approved for $50..."
"...been using Brigit for years and only have ever been able to borrow $50..."
"...been using this app for over a year, always paid back on time and never approved for more than $50..."

How to get a bigger cash advance on Brigit?

Many Brigit users have shared that increasing their cash advance limit can be challenging. Despite consistently paying back advances on time and even having higher incomes, several users report being stuck at a $50 limit. Some mention they've used the app for years without seeing any increase, which can be frustrating when you need more funds.

To try to get a bigger cash advance, maintaining a good repayment history is essential. Ensure your account stays in good standing by repaying on time and monitoring your financial habits. However, based on user experiences, even these steps might not guarantee a higher limit, and the criteria for increases aren't always clear.

Some users have attempted to contact customer service for assistance but found it difficult to get helpful responses. If you're looking for a larger advance and not making progress with Brigit, it might be worth exploring other apps that offer higher limits or more transparent criteria for increases.