How does Brigit cash advance work?

Download Brigit on your phone and follow these steps:

1. Sign up: Open the app and create your Brigit account.
2. Link account: Connect the checking account you use every day.
3. Pick plan: Select the membership; Instant Cash requires the paid subscription.
4. Meet criteria: Make sure your linked account is 60+ days old, has a positive balance, and shows at least three recurring deposits from the same source.
5. Check score: Brigit assigns a score—40-100 qualifies you for an advance.
6. Request cash: Choose the amount you need (up to $250) in the Instant Cash tab.
7. Set repayment: Confirm or adjust the repayment date, typically your next payday; extensions are free.
8. Get funds: Opt for free delivery in 1–3 days or pay an Express fee for money in 2-20 minutes.

You can usually get your cash advance from Brigit within 1–3 business days using the free Standard Delivery option. If you need the money faster, you can opt for Express Delivery to receive your funds within 2 to 20 minutes for an additional fee of $0.99 to $3.99 per cash advance. If you're a Premium member paying $14.99 per month, Express Delivery is free, so you can get your cash advances in minutes without any extra cost.

Out of hundreds of reviews published in June and July 2025 that we analyzed, we found over 120 recent comments mentioning funding speed. Here’s what users say about it:

• Fast and Instant: Over 100 users praise how quickly they received cash—often calling it “instant”, “fast”, “within minutes”, or “less than 10 minutes”. Many appreciated getting funds when they needed them most without hassle.
• Delays for some: Around 20 users reported delays in receiving funds or slow repayment processing—some mentioning waits of 2–3 days or more. A few were frustrated by inconsistent processing times, especially when needing immediate assistance.

Overall, while most users are pleased with Brigit's quick funding, some experience delays that can be inconvenient.