How does Brigit cash advance work?

Download Brigit and follow these steps:

1. Sign up: Download Brigit, create an account and select the membership that includes Instant Cash.
2. Link bank: Connect the checking account you use every day.
3. Meet criteria: Your account must be 60+ days old, have a positive balance and show three or more recurring deposits from the same source.
4. Check score: Brigit generates your Brigit Score; you’ll need 40 or higher to proceed.
5. Pick amount: Open Instant Cash and choose an advance between $25 and $250, up to your personal limit.
6. Repayment date: Select when you’ll pay it back—usually your next payday (you can delay later for free).
7. Choose delivery: Go with free standard (up to 3 business days) or pay for Express to get funds in about 20 minutes.
8. Confirm: Submit the request; Brigit deposits the money and will auto-withdraw repayment on the date you set.

Standard delivery is free and takes 1–3 business days to show up in your bank account.

Need it faster? Pick Express Delivery and the cash usually lands on your debit card in about 20 minutes. You’ll pay:

• $0.99–$3.99 per advance if you’re on the Plus plan
• $0 if you have the Premium membership

We scanned well over a hundred 2025 reviews that mention funding speed. Here’s the gist of what people report:

• Instant payouts: Most users say cash hits their account “in minutes” after setup—often under five.
• Easy approval: Dozens highlight a smooth, one-time sign-up that leads straight to a same-day advance.
• 1-3 day waits: A smaller group warns the first deposit can lag a couple of business days, especially while a debit card is still being verified.
• Slow repayment posts: Around 15–20 reviews complain it takes 4–7 days for Brigit to mark repayments complete, blocking a new advance in the meantime.