Cash Advance Apps
How does Brigit cash advance work?

How does Brigit cash advance work?

By Editorial Team
Last Updated: Jun 13, 2025

Brigit is a cash advance app that lets you borrow up to $250. They give you money and you pay it back on your next payday or a date you choose. It's easy: download the app, sign up (there's a free and a paid plan), connect your bank account, and request an advance. There's no interest or hidden fees, but to get higher advance amounts and extra features, you'll need to subscribe to the Plus plan at $8.99 per month. You can opt for free standard delivery or pay a small fee to get your money instantly.

How to get a Brigit cash advance: step-by-step

Download Brigit on your phone and follow these steps:

  1. Sign up: Create an account and select a plan (a paid monthly subscription may apply).
  2. Connect account: Link your primary checking account that meets Brigit's criteria.
  3. Get score: Brigit assigns you a score based on your financial history; a score between 40 and 100 qualifies for Instant Cash.
  4. Request advance: Request a cash advance up to your approved amount (maximum $250).
  5. Set repayment: Choose your repayment date, typically your next payday.
  6. Select delivery: Pick Express Delivery (immediate with a small fee) or Standard Delivery (free, 2-3 business days).
  7. Receive funds: The cash is deposited into your connected bank account.
  8. Repay advance: Repay on the scheduled date; you can extend the repayment date through the app if needed.

Table of contents

How to get a Brigit cash advance: step-by-stepAdvance amounts, fees and repayment termsHow long does Brigit cash advance take?What do Brigit users say about funding speed?

Advance amounts, fees and repayment terms

Advance amounts
$25 - $250
Monthly fee
$8.99
Time to get cash
1–3 business days
Expedite fee
$0.99–$3.99, no fee with Premium
Time to get cash with express fee
20 minutes

How long does Brigit cash advance take?

With Brigit's standard delivery, you'll typically receive your cash advance in 1–3 business days, and it's free. If you need the money sooner, you can choose Express Delivery to get your cash in about 20 minutes. This option costs between $0.99 and $3.99 per transaction for Plus Plan members, but it's free if you're on the Premium Plan.

What do Brigit users say about funding speed?

Out of hundreds of reviews published in April and May 2025 that we analyzed, we found 80+ recent comments mentioning funding speed. Here's what users say about it:

  • Fast and Easy: Over 70 users praise how quickly they received funds, often mentioning “instant”, “fast”, “within minutes”, or “in seconds”.
  • Delays for Some: About 8 users report experiencing delays, with some waiting several days for funds to arrive or payments to process.

Overall, the majority of users appreciate Brigit's speedy funding, though a small number have encountered slower processing times.