How much does Beem let you borrow?

Based on the user reviews we analyzed, it seems highly unlikely for the average customer to get the $1,000 maximum cash advance advertised by Beem. Our data comes from reviews published in June and July 2025, reflecting the latest user experiences. The overwhelming consensus is that:

• Forget about $1,000: most users don't receive anywhere near a $1,000 advance from Beem.
• Small amounts only: at least 15 reviews mention receiving cash advances of just $10, $20, or $30, while a few report amounts up to $75.
• Minimal increases over time: many users express frustration that their advance amounts don't increase, even after timely repayments.

While some appreciate Beem for being quick and helpful in a pinch, if you're hoping for a substantial cash advance, you might be disappointed. According to most folks here, you're more likely to get a small amount to tide you over.

Many Beem users have reported difficulty in increasing their cash advance limits, often feeling stuck at low amounts despite consistent, on-time repayments. Some users mention that even with regular income deposits and linking their primary bank accounts, their borrowing limits remain unchanged. This suggests that while maintaining a good repayment history is important, it may not guarantee a higher cash advance on Beem.

To potentially increase your cash advance limit, ensure that your bank account connected to Beem reflects steady income and frequent transactions. Keeping your personal and banking information up to date might also help in meeting Beem's eligibility criteria. However, some users note that the criteria for increasing limits aren't very transparent, and reaching out to customer service doesn't always provide clear answers.

If you're finding it challenging to get a bigger cash advance on Beem, it might be beneficial to explore other apps that offer more flexibility and clearer guidelines for increasing borrowing limits. While Beem can be helpful in emergencies, understanding their policies fully might require persistence and patience.