How much does Albert let you borrow?

Based on hundreds of different user reviews we analyzed, it seems highly unlikely for the average customer to get the $500 maximum amount advertised by Albert. Our data is drawn from reviews published in July 2025, providing the latest insights into Albert’s current practices. The overwhelming consensus is that:

• Forget about $500: most people don’t see anywhere near a $500 advance from Albert.
• Low starting amounts: at least 9 of those reviews explicitly mention they’ve only ever qualified for $25 to $75 (even after months of timely repayments), while only one review notes an advance of $200.

Despite several users appreciating Albert’s budgeting features and noting that the advance amount may increase over time, the loudest refrain across these testimonials is frustration at being perpetually stuck at lower advance amounts. If you’re chasing a $500 deposit, proceed with caution—because according to most folks here, you’ll probably see an advance between $25 and $75.

Want to get a bigger cash advance on Albert? Repaying your advances on time seems to help increase your available amount. Some users have seen their cash advance limits go up after consistently paying back what they owe.

But others have found their limit stays the same, even with timely repayments and steady income. Albert's criteria for raising cash advance amounts aren't always clear, so experiences vary.

To boost your chances of getting a higher advance, make sure your linked bank account shows regular income and transactions. Keeping your account active and in good standing might help you qualify for larger advances over time.