How does Albert cash advance work?
Albert plugs into your main bank account, checks your income patterns, and lets you request an Instant Advance of up to $500 when cash is tight. There’s no credit check, interest, or late fees, but you’ll need an Albert subscription (after a 30-day free trial the cost runs $11.99–$29.99 per month) to use the feature. Pick standard delivery for free money in 2–3 business days or pay a small fee to get it within minutes, then repay on or before the date you set inside the app.
How to get an Albert cash advance: step-by-step
Download Albert on your phone and follow these steps:
- Sign up: Create an account by entering your personal information.
- Link bank account: Connect your primary bank account to enable transactions.
- Eligibility check: Ensure you meet eligibility criteria like consistent income and a positive balance.
- Request advance: Navigate to the "Instant" feature and request the cash advance you'd like (up to your approved limit). The maximum amount advertised by Albert is $500.
- Select delivery: Choose between instant delivery for a small fee or standard delivery in 2–3 business days at no cost.
- Receive funds: Confirm your request and receive the funds in your linked bank account.
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Table of contents
Advance amounts, fees and repayment terms
How long does Albert cash advance take?
You will typically receive your cash advance in your bank account within 2–3 business days with the free standard transfer.
If you need your money faster, you can opt for Instant Transfer to get your cash within minutes. This option costs between $5.99 and $14.99, depending on the amount of your advance.
What do Albert users say about funding speed?
Out of hundreds of reviews published in June and July 2025 that we analyzed, we found 50+ recent comments mentioning funding speed. Here's what users say about it:
- Fast for most: Over 40 users praise Albert for quick funding—often calling it “instant”, “fast”, or saying they got money “within minutes”.
- Delays for some: About 5 users complain about slow processing, citing delays of 3 days or more to receive funds or verify their card. A couple mentioned transfers taking over 10 days.
Overall, most users are happy with Albert’s fast funding, but a few have experienced delays.