Cash Advance Apps
How does Albert cash advance work?

How does Albert cash advance work?

By Editorial Team
Last Updated: Jun 13, 2025

Albert is a cash advance app that lets you access up to $250 without any interest or late fees. To get started, download the app, create an account, and link your bank account. You can then request an advance and choose how you'd like to receive the funds—either instantly with a small fee or for free in 2–3 business days. There's no monthly fee required to use the cash advance feature, and they don't perform traditional credit checks. It's a straightforward way to get the cash you need without the hassle of traditional payday loans.

How to get an Albert cash advance: step-by-step

Download Albert on your phone and follow these steps:

  1. Sign up: Create an account using your personal information.
  2. Link bank account: Connect your bank account to the Albert app.
  3. Set up Instant: Tap "Instant" on the home screen to enable cash advances.
  4. Eligibility check: Complete the application to assess your eligibility (no credit check required).
  5. Request advance: Choose the amount you'd like to advance (up to $250).
  6. Choose delivery method: Select how you'd like to receive your funds: Albert Cash for immediate transfer with no fee, Instant transfer to a linked external account for immediate funds with a small fee, or Standard transfer to an external account for free in 2-3 business days.
  7. Receive funds: Complete the transfer to get your cash advance.

Table of contents

How to get an Albert cash advance: step-by-stepAdvance amounts, fees and repayment termsHow long does Albert cash advance take?What do Albert users say about funding speed?

Advance amounts, fees and repayment terms

Advance amounts
$25 - $250
Monthly fee
Free
Time to get cash
2–3 business days
Expedite fee
$5.99 to $14.99
Time to get cash with express fee
Within minutes

How long does Albert cash advance take?

You can get your cash advance in your bank account within 2–3 business days with the free standard transfer.

If you need the money sooner, you can choose Instant Transfer to receive the funds within minutes. The Instant Transfer fee ranges from $5.99 to $14.99, depending on the amount of your advance.

What do Albert users say about funding speed?

Out of hundreds of reviews published in April and May 2025 that we analyzed, we found 40+ recent comments mentioning funding speed. Here's what users say about it:

  • Fast and Easy: Over 30 users praise how quickly they received cash—often calling it “instant”, “fast”, or “within minutes”. Many appreciated how the app came through in a pinch.
  • Delays for Some: About 6 users complain about slow processing—some citing 2–3 days to receive funds and up to 8 days to finalize payments. A few mention issues with account verification causing delays.

Overall, most users are happy with Albert’s quick funding, but a few are frustrated by unexpected delays.