FAQ articles
Get straightforward answers to the most commonly asked questions about cash advance apps like Dave, Brigit, and others. From borrowing limits and how advances work to stopping automatic payments. Explore all our app FAQ answers below.
How much does Chime SpotMe let you borrow?
SpotMe starts small—usually no more than $20—but it can grow to $200 or so once Chime sees regular activity in your account. The limit is recalculated automatically and depends on things like the size and frequency of your direct deposits, how long you’ve banked with Chime, and your recent spending patterns. Keep at least $200 in qualifying direct deposits landing in your Chime Checking Account each month, keep your card active, and the app will show (and update) your personal SpotMe limit right on the home screen.
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How much does Dave let you borrow?
Dave’s ExtraCash lets you snag anywhere from $25 to $500. Your personal limit appears in the app and can move up or down daily because Dave constantly re-scores the checking account you linked, looking at your direct-deposit history and recent spending. Keep an account that’s been open at least 60 days, show three monthly direct deposits worth $1,000 or more, and stay current on any previous ExtraCash balance and you’ll be in the running for the higher end. You can have two advances open at once, pick the pay-back date yourself, and even grab another advance 24 hours after you clear the first. Funds are interest-free and hit your Dave Checking instantly, or move by standard ACH for free.
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How much does Brigit let you borrow?
Brigit’s instant cash advances range from $25 up to $250. You’ll see a personal limit inside the app rather than the full $250 right away, and you can only have one advance outstanding at a time. Your limit depends on your Brigit Score (needs to be about 40 or higher), the size and regularity of your paychecks (roughly $1,500 a month across at least three direct deposits), and whether your checking account usually stays above $0. Consistently repaying on time and keeping healthy account habits can move you closer to the $250 ceiling.
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How much does EarnIn let you borrow?
With EarnIn you can Cash Out up to $150 a day and $750 per pay period, but your personal limit may start lower and rise (or fall) as the app watches your paycheck size, work hours, and bank activity. Because the money comes from wages you’ve already earned, EarnIn pulls repayment automatically on your next payday and doesn’t charge interest; choosing Lightning Speed for instant delivery just adds a small fee.
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How much does Empower let you borrow?
Empower will front you anywhere from $10 up to $300. The exact amount you qualify for depends on what Empower sees in the checking account you link—things like steady deposits and overall activity. You can only have one advance out at a time, and paying it back on your next payday (or earlier) is what unlocks larger limits down the road.
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How much does Klover let you borrow?
Klover lets you snag as little as $5 or as much as $400. New users usually start lower—often capped around $250—until the app sees steady paychecks and on-time repayments. Your limit updates every payday and is influenced by your income, repayment history, and the Klover Points you earn by watching quick videos, filling out surveys, or scanning receipts. Rack up enough points and the “Boost” feature can push your ceiling higher and unlock separate 7-day micro-advances of $5–$100. Whatever amount you pull is set to auto-repay on your next payday.
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How much does MoneyLion let you borrow?
MoneyLion’s Instacash advances range from $10 up to $1,000. Most newcomers start with a limit as high as $500, and routing your paycheck into a MoneyLion RoarMoney account can push that ceiling to the full $1,000. You can dip into the line in $100 draws as often as you want until you hit your available limit, and temporary in-app Boosts (including the monthly Peer Boost) may tack on a few extra dollars. The exact amount you can borrow is recalculated from the size and consistency of the direct deposits flowing into the checking account you link, so steadier paychecks typically unlock higher limits.
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How much does Albert let you borrow?
Albert’s Instant Cash Advance starts at $25 and usually tops out at $250, though a small slice of users may unlock limits as high as $1,000. The figure you see is driven by your recent account behavior: steady direct deposits flowing into an Albert Cash account, the Smart Money auto-savings left on its default schedule, and an overall healthy spending pattern. No subscription or credit check is required—Albert simply runs the numbers on your bank history to decide whether you’re good for $25 today or something closer to its advertised ceiling.
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How much does Cleo let you borrow?
Cleo’s cash advance feature starts new users off with $20 to $100. Keep borrowing and repaying on time and you can unlock $20 to $250. If you later open Cleo’s secured Credit Builder line and show at least $750 in monthly direct deposits, the ceiling can rise to $500. Exactly where you land in that range depends on Cleo’s algorithmic look at your income, spending and deposit history—no credit check involved.
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How much does FloatMe let you borrow?
FloatMe calls its advances “Floats.” New members usually qualify for just $10-$50, but the limit can grow with good repayment behavior to as much as $200. You can only have one Float out at a time, and the exact amount is set by the app’s algorithm after it reviews your income deposits, recent spending, and past repayment history.
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How much does Vola Finance let you borrow?
Vola Finance offers cash advances between $15 and $500. First–time users usually start on the lower end; the app reviews the last three months of activity in your linked checking account, looking for a steady income stream, daily transactions, and an average balance above $150 before bumping you closer to the $500 cap. Advances arrive within minutes to your bank or Vola Card, come with no credit check, interest, or late fees, and you can pick (or extend) your repayment date.
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How much does Grid Money let you borrow?
Grid Money’s Levels program starts at $50 and can climb to $200 after you show you can repay on time. The exact offer is recalculated each pay cycle based on your direct-deposit history, account balances and past repayment behavior. You can keep only one advance open at a time, and repayment is automatically pulled from your next paycheck (or split over the next two), so you’ll need to clear the current advance before you can borrow again.
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How much does Beem let you borrow?
Beem’s Everdraft lets you pull as little as $5 and up to $1,000 from your upcoming deposits. Your personal limit starts on the lower end and climbs as you build a track record of on-time repayments and steady income. Because the app bases offers on the size and regularity of the deposits flowing into your linked checking account—rather than credit scores—the exact amount you see can change from pay period to pay period.
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How much does Gerald let you borrow?
Gerald lets qualified users borrow anywhere from $40 up to $200. You can request an advance at any time and get the money in your linked bank account the same day—often instantly—with no interest, tips, or transfer fees. Just know that a set slice of every approved advance has to be spent in Gerald’s in-app Cornerstore or on a Cranberry Mobile plan; whatever’s left can be cashed out to your bank. The size of your offer is based on Gerald’s look at your verified identity, current income, and at least three months of activity in a checking account that gets recurring payroll deposits (usually $100 or more) and stays positive for several days after payday. You’ll also need to have already completed one Buy Now, Pay Later advance and shown responsible account behavior, because final approval—and the exact dollar amount—is up to Gerald’s internal underwriting.
Read moreHow does Chime SpotMe cash advance work?
Chime SpotMe is Chime’s fee-free overdraft feature. Once you’ve received at least $200 in qualifying direct deposits over a 34-day period and your checking account is in good standing, you can toggle SpotMe on in the app. Your starting limit is usually $20 and can climb to $200 or more as you use it. If a debit-card purchase or ATM withdrawal pushes your balance below zero, Chime automatically spot-covers the shortfall up to your limit. The next time money hits your account, Chime repays itself first, bringing your balance back above zero with no overdraft fees, interest, or required tips. It’s strictly for debit transactions and cash withdrawals—there’s no separate loan, no credit check, and no traditional payday-loan costs.
Read moreHow does Dave cash advance work?
Dave’s ExtraCash works like an overdraft cushion. After you join (the app charges a $5 monthly membership) and link a checking account, Dave shows an advance limit from $25 up to $500. Pick the amount you need, add an optional tip if you like, then choose how fast you want the cash: standard delivery is free, instant to a Dave Checking card is also free, and instant to another debit card costs the greater of $5 or 5% of the transfer (capped at $15). The advance lands in your account and appears as a negative ExtraCash balance. On the repayment date you select—usually your next payday—Dave automatically pulls the exact amount back with no interest, late fees, or hard credit check.
Read moreHow does Brigit cash advance work?
Brigit spots you cash when your balance runs low, then pulls the money back automatically on your next payday. Eligible members can tap between $25 and $250 per advance once they link a checking account that’s at least 60 days old, shows three recurring deposits and earns a Brigit Score of 40 or higher—no credit check involved. The service runs on a flat subscription: Plus is $8.99 a month, Premium is $14.99. Either tier gets 0% interest, no late fees and free standard delivery (1–3 business days); Express delivery speeds funds to your debit card in minutes for $0.99–$3.99 unless you’re on Premium, where it’s free. You can delay repayment once at no charge, and since Brigit skips interest and finance charges altogether, it isn’t classified as a traditional payday-loan app.
Read moreHow does EarnIn cash advance work?
EarnIn gives you access to money you’ve already earned—up to $150 a day and $750 each pay period—before your paycheck hits. After you download the app, link your bank, and verify direct-deposit employment, you can “Cash Out” what you’ve earned so far. Standard transfers land in your account for free within a couple of days, or you can pay a $3.99–$5.99 Lightning Speed fee to get the cash in minutes. Tipping is optional and won’t affect eligibility. When your paycheck arrives, EarnIn automatically pulls back the advance (plus any tip) in one shot. There’s no interest, no credit check, and because you’re only accessing wages you’ve already worked for, EarnIn isn’t considered a traditional payday loan.
Read moreHow does Empower cash advance work?
Empower runs on a subscription model. After a 14-day free trial, you’ll pay $8 a month to unlock cash advances and the rest of the features. When you request an advance, you choose the speed: wait 2–5 business days for a no-cost deposit, or pay an optional Instant delivery fee of $1–$8 to see the money in minutes. Whatever Express fee you pick is simply tagged onto the amount you repay later.
Read moreHow does Klover cash advance work?
Klover fronts you a slice of the paycheck you’ve already earned. After you download the app, link the checking account where your direct deposit lands and get at least three consecutive paychecks, Klover decides how much you can tap—anywhere from $5 up to $400, with the exact offer depending on your deposit history and any Klover Points you rack up by doing things like scanning receipts or watching ads. Standard delivery to your bank is free and lands in one to three business days; if you need cash sooner you can pay an express fee that varies by advance size. There’s no interest or late fees, but the service costs $4.99 a month after a 30-day trial. Klover withdraws the advance (and any chosen express fee) automatically on your next payday, so you don’t have to schedule a payment or worry about credit checks.
Read moreHow does MoneyLion cash advance work?
MoneyLion’s Instacash is a cash-advance feature inside the MoneyLion app that lets eligible users snag between $10 and $1,000 before payday. You link the checking account where your paycheck lands, the app reviews your recurring deposits, then shows the advance limit you qualify for. When you need cash, choose the amount, decide whether to tip, and pick delivery speed—standard transfers are free (1–5 business days), while Turbo sends money in minutes for $0.49–$8.99. There’s no subscription fee, no interest, and no credit check, and repayment is automatically pulled from your account on your next pay cycle. Because it’s an interest-free, fee-optional advance rather than a high-cost loan, MoneyLion isn’t classified as a payday lender.
Read moreHow does Albert cash advance work?
Albert’s Instant Advance lets you tap up to $25–$1,000 with no credit check, no interest, and no late fees. You request the money in the app, get it instantly in an Albert Cash account (or in minutes to an external bank for a $5.99–$19.99 delivery fee), and Albert automatically pulls the repayment from your next direct-deposit paycheck. If something goes wrong, Albert doesn’t send collectors, sell the debt, or report you to credit bureaus, so it isn’t treated like a traditional payday loan. There’s no mandatory subscription for advances, though the company does offer optional Genius plans ($11.99–$29.99 per month) that add budgeting tools, investing, and other perks.
Read moreHow does Cleo cash advance work?
Cleo is an earned-wage access app that fronts you between $20 and $250 (or up to $500 with the Builder plan). After downloading the app, you link the bank account where your paycheck lands and subscribe to Cleo Plus/Builder for $1–$19.99 a month. When you need cash, you ask Cleo in the chat; its algorithm checks your income and spending—no credit check involved—and gives an interest-free advance. Standard delivery hits your account in 3–4 days for free, or you can pay $3.99–$14.99 to get the money within 24 hours. You repay the exact amount you borrowed; there’s no APR, late fee, or fixed due date.
Read moreHow does FloatMe cash advance work?
FloatMe fronts you a small “Float” when cash is tight—usually $10 to $100 at first, with loyal users seeing up to $200—then pulls it back automatically on your next payday. After downloading the app, you link a checking account and activate the required $4.99-a-month membership. When you request a Float, FloatMe checks your recent account activity (no credit check) and, if approved, lets you pick free 1–3 day ACH delivery or pay a $1–$7 fee to get the money in minutes. There’s no interest, late fees, or collections because Floats are non-recourse advances, so while they expect repayment they won’t send the debt to a collector or report you to credit bureaus. Thanks to this fee-only structure, FloatMe isn’t classed as a traditional payday loan.
Read moreHow does Vola Finance cash advance work?
Vola Finance is a subscription-based cash-advance service. After you sign up and link your bank, the app reviews your recent transactions and assigns you a borrowing limit that can reach $500. Pick the exact amount you want (minimum $15), choose when you’ll pay it back, and decide where the money should land—your linked bank account or the Vola Card. Funds show up immediately, and on the repayment date the app automatically pulls the balance back; you can reschedule that date if you need extra time. Instead of interest or late fees, Vola charges a flat monthly membership fee: about $6.99 for basic access (smaller limits) or $20 for the premium tier (higher limits). Alongside advances, Vola supplies overdraft prediction, low-balance alerts, budgeting tools, credit-score tracking, and a secured credit card, positioning the service as more than a one-off payday substitute.
Read moreHow does Grid Money cash advance work?
Grid Money is a subscription-based cash-advance service: pay the $10 monthly Grid+ fee, link your bank account, and the app reviews your recent deposits to set a limit (typically $50–$100 on the first pull, climbing to $200 after a few successful repayments). When an offer appears you choose the amount, decide whether repayment will come from your next paycheck or be split over the next two, and pick a delivery speed—standard ACH is free and lands in one to three business days, while a $2.99 expedited option moves the cash to your debit card in about eight hours. There’s no credit check, no interest, and no late fees; if a repayment doesn’t clear, Grid simply pauses future advances rather than sending your account to collections.
Read moreHow does Beem cash advance work?
Beem’s Everdraft feature watches the deposits flowing into the checking account you connect to the app. Once you’ve picked a Lite, Basic, Plus or Pro membership (free users don’t get advances), its algorithm reviews your recent deposits and spending patterns and calculates an available advance—usually anywhere from $5 up to about $1,000. You tap the amount you need, choose either a free 3-to-5-day ACH transfer or an instant transfer that costs up to $4, and confirm. There’s no credit check, interest or tipping. The advance is automatically repaid the next time a qualifying deposit lands in that same account, so you don’t have to schedule a due date or worry about late fees.
Read moreHow does Gerald cash advance work?
Gerald fronts you a slice of your upcoming paycheck—usually $40 – $200, up to half what you’ve already earned—without charging interest, tips, express fees, or even a subscription. After you connect your bank and debit card, the app shows your eligible amount. A chunk of that advance has to be spent through Gerald’s Cornerstore buy-now-pay-later checkout; the rest can be dropped into your bank instantly for free. The whole advance is then pulled back automatically on your next payday (or after 30 days if unused), and there are no credit checks or late penalties involved.
Read moreWhat is Chime SpotMe cash advance?
Chime SpotMe is a fee-free overdraft advance that automatically covers debit-card purchases, ATM withdrawals, cash-back at checkout and similar transactions when your balance slips below zero. Instead of charging overdraft fees or interest, Chime fronts the money and shows the negative balance in your account. Your personal SpotMe limit starts at up to $20 and can climb to $200 or more as Chime sees a steady pattern of $200+ direct deposits, consistent spending and account tenure. The same limit applies to both the Chime Visa Debit Card and the Chime Credit Builder Visa, and you can turn SpotMe on or off in the app. Friends can send you $5 SpotMe Boosts each month, and occasional Chime Bonuses can temporarily raise the limit until the next month. To use SpotMe you need to be 18+, keep an active Chime Checking Account (and Secured Deposit Account for the credit card), activate at least one of the cards, and receive qualifying direct deposits of $200 or more. Any negative balance is automatically repaid from your next deposit, and tipping after repayment is completely optional and doesn’t affect eligibility.
Read moreWhat is Dave cash advance?
Dave’s ExtraCash advance lets you borrow $25 – $500 in roughly five minutes with no interest or credit check. The money lands in a Dave Checking account instantly for free, or you can send it to another debit card in about an hour for a 1.5 % fee (standard ACH to an external bank takes 1-3 business days and is free). You pick the repayment date, and Dave auto-drafts the money back—up to two advances can be open at once, and you can “Recharge” for another advance 24 hours after the first. Using ExtraCash requires a $5 monthly Dave membership. While there are no finance charges, you could pay a $5 or 5 % fee if the advance drives your Dave Checking balance negative and isn’t repaid quickly. Eligibility is pretty typical: be at least 18, have a U.S. checking account that’s been active for 60 days, show at least three recurring direct deposits totaling $1,000+ per month, and keep your account mostly in the black with no outstanding Dave advances. Dave—based in Los Angeles and partnered with Evolve Bank & Trust—says the service has helped 4 million-plus members get quick cash.
Read moreWhat is Brigit cash advance?
Brigit is an app that gives interest-free cash advances when you’re short on funds. You can request $25–$250 (your personal limit), repay on the payday you choose, and there are no credit checks, interest, tips, or late fees. Only one advance can be outstanding at a time, standard ACH delivery is free and takes 1–3 business days, and Express Delivery hits your debit card in about 20 minutes for $0.99–$3.99—or free if you’re on the Premium plan. The cash-advance feature is unlocked with a Plus membership at $8.99 per 30 days; Premium runs $14.99 and adds a credit-builder loan while waiving Express fees. Both tiers include budgeting tools, predictive balance alerts, and optional Auto Advances that automatically send money if Brigit predicts your account will dip below $0. Eligibility is straightforward: be at least 18, live in a state Brigit serves, and have a primary checking account that’s been open 60+ days, shows at least three recurring direct deposits totaling roughly $1,500 a month, generally stays above $0, and scores about 40 or higher on Brigit’s 0–100 scale. You can’t request another advance until the last one is repaid.
Read moreWhat is EarnIn cash advance?
EarnIn’s Cash Out feature lets you access wages you’ve already earned—up to $150 per day and $750 each pay period—before payday. There’s no interest or mandatory fees; standard delivery is free and lands in your bank within one to three business days. If you need the money right away, Lightning Speed can drop the cash in minutes for $2.99–$5.99 per transfer, and you can leave an optional tip of any amount. Repayment is automatic on your next payday (or sooner if you choose). Because EarnIn bases eligibility on your verified work hours and direct-deposit history rather than your credit score, there’s no hard credit check, making it a quick, low-friction way to bridge a short cash gap.
Read moreWhat is Empower cash advance?
Empower’s cash advance lets you borrow $10 to $300 at 0% APR with no interest, credit check, or late fees. Once you link your main checking account, the app reviews your income and spending to decide your limit, sends the money either in minutes or within a few business days, and pulls repayment automatically on your next payday. Only one advance can be outstanding, but paying on time can unlock larger future amounts, and Empower says it will reimburse any overdraft its withdrawal causes. Using the feature costs an $8 monthly membership after a 14-day free trial. Standard delivery to your bank is free (2–5 business days); instant delivery runs $1–$8, for example $3 on a $50 advance, and the fee is added to what you repay. To qualify you need to be at least 18, live in a state where the service is offered (not Connecticut, Maryland, or D.C.), maintain an active personal checking account, and show steady income and consistent transactions. There’s no hard credit pull, and meeting Empower’s usage limits—avoiding too many advances in a row—helps keep you eligible.
Read moreWhat is Klover cash advance?
Klover’s cash advance gives you interest-free access to $5–$400 up to two weeks before payday. The money lands in your linked checking account in one to three business days for free, or the app can drop it the same day for an Express Funding fee that ranges from about $1.49 to $19.99 (you pick the speed). There’s no interest, late fees or hard credit check, but you’ll pay a $4.99 monthly membership after a 30-day trial. After connecting your bank through Plaid, Klover reviews your account age, recent deposits and repayment history to set your limit. You can also rack up “Klover Points” by watching short videos, answering surveys or scanning receipts; points can bump up your advance size, unlock a small 7-day micro-advance, or shave dollars off the Express Funding fee (500 points knocks off $1). Repayment is scheduled automatically for your next paycheck, and tipping is optional. To qualify you need to be 18+, have a U.S. checking account open at least 90 days, and show three consecutive direct-deposit paychecks (or weekly/bi-weekly SSA deposits) of at least $250 from the same source. If you’re short on that track record, about 900 Klover Points can fill the gap and get you approved for your first advance.
Read moreWhat is MoneyLion cash advance?
MoneyLion’s Instacash cash advance gives you 0 %-interest access to your next paycheck with no subscription fee or credit check. You can pull $10 up to about $500 to start, and limits can rise to $1,000 when you route your direct deposit to a free MoneyLion RoarMoney account or stack in-app “Boosts.” Borrow in multiple draws of up to $100 each until you hit your available limit. Standard transfers are free—expect funds in 1–2 business days if you use RoarMoney or 2–5 days to an external bank. Need it faster? Opt for a Turbo transfer that lands the money in minutes and costs roughly $0.49 to $8.99 per $100 advanced; tipping is also optional and never affects eligibility. Repayment is automatic on your next payday, and the app will try smaller partial pulls first if your balance is low to help you avoid overdrafts. Eligibility is straightforward: be of legal age in an eligible state, pass identity checks, and keep a checking account that’s been open at least two months, shows regular direct-deposit paychecks, and stays in the black. Keep your account in good standing—no overdue Instacash or MoneyLion debts—and you can tap, repay, and repeat whenever you need.
Read moreWhat is Albert cash advance?
Albert’s “Instant” cash advance lets eligible users snag between $25 and $250 (a few see limits up to $1,000) with no credit check, interest, or late fees. Think of it as a quick safety net when your balance is low—just tap the amount you need in the app and the money is on its way. Delivery is free and truly instant if you route the funds to an Albert Cash checking account. Prefer your regular bank? The cash can land there in minutes for a speed-transfer fee of about $5.99–$14.99. You repay automatically on your next paycheck date, and the company says missed paybacks aren’t sent to collections or reported to credit bureaus. Eligibility is based on your banking habits, not your credit score: you’ll need an active U.S. bank account, an Albert Cash account that sees regular direct deposits, Smart Money savings left on “automatic,” and generally healthy cash-flow. There’s no paid subscription required just to use Instant, although Albert does sell optional Genius plans with extra tools.
Read moreWhat is Cleo cash advance?
Cleo’s cash advance is an instant, interest-free cushion you can tap in the app once you connect your main checking account. Approved users can pull $20–$250 on demand (new members typically start at $20–$100) with zero credit check and no fixed repayment term—you choose the pay-back date, and Cleo will only take what you owe, even splitting the withdrawal if your balance is low. Standard delivery (3–4 business days) is free, or you can get the cash the same day for an express fee of $3.99–$9.99. Access requires a Cleo Plus or Builder subscription ($1–$19.99 a month), U.S. residency, identity verification, steady income deposits and no open advances. There’s no interest or late fees, and if you later move to Cleo’s Credit Builder line your max advance can climb to $500.
Read moreWhat is FloatMe cash advance?
FloatMe’s cash advance—called a “Float”—is an interest-free, credit-free way to spot yourself a little cash between paychecks. After joining the $4.99-a-month membership, you can request between $10 and $200 (first timers usually see $10–$50). You pick the repayment date—normally your next payday—and you can’t open another Float until the first one is repaid. Money arrives in one of two ways: free ACH in one to three business days, or instant delivery to your debit card within minutes (sometimes up to eight hours) for a flat fee of $1–$7, depending on the advance size. There are no tips, interest, or late fees; if you miss the due date, FloatMe simply pauses future advances and doesn’t report anything to collections or the credit bureaus. Eligibility is straightforward: be at least 18, live in a state where Floats are offered (not CT, MD, DC, NV, or U.S. territories), link a checking account that isn’t overdrawn by more than $20, and show a consistent income history.
Read moreWhat is Vola Finance cash advance?
Vola Finance’s cash advance is an instant, interest-free loan you can request whenever your balance looks tight. You can pull as little as $15 or as much as $500 with no credit check, no interest, and no overdraft or late fees. Access requires a monthly membership: Blue Sapphire costs $6.99 and usually unlocks advances up to about $40, while Premium is $20 and can raise the limit to roughly $200, with top-tier users eligible for even higher amounts. Once approved, money lands in minutes via direct bank transfer or can be loaded straight onto your Vola Mastercard for immediate spending. You pick the repayment date (the app suggests one based on your income) and can move it if needed at no extra charge. To qualify, link a checking account that’s at least three months old, shows regular deposits, maintains an average balance over $150, and receives steady income.
Read moreWhat is Grid Money cash advance?
Grid Money’s cash advance (called Levels) lets you borrow interest-free amounts that grow from $50 up to $200 as you show on-time repayment. You’ll need an active bank account with regular direct deposits and a $10 per month Grid+ membership (or a successfully repaid prior advance). No credit check, interest, or late fees apply, but you can only have one advance open at a time. Funding is flexible: get a free 1–3-day ACH transfer to your bank, a free same-day transfer to the Grid Card, or pay a $2.99 expedited fee to land the money on an external debit card within minutes. Repayment is taken automatically from your next paycheck—Grid can split it across two paychecks and uses an overdraft safeguard to avoid negative balances. Eligibility is reviewed continuously based on your deposit history, account activity, and prior repayment behavior, so your available advance amount can change over time.
Read moreWhat is Beem cash advance?
Beem’s Everdraft cash advance lets you unlock $5 to $1,000 of your next verified deposit before payday. Money can land in minutes when you pay an express fee (about $0.99–$4) or arrive in one to three business days by free ACH. There’s no interest, tips, credit check, fixed due date or late fee—repayment simply comes out of whatever funds actually hit your linked checking account. The amount you can tap depends on your membership tier: Basic (around $100 cap), Plus (around $500 cap) and Pro (up to $1,000). Plans start at $2.47 a month; each tier also adds perks such as credit monitoring and job-loss or disability protection. To qualify you’ll need to be 18+, live in the U.S., connect a checking account that shows steady deposits and pass Beem’s cash-flow review—your credit score isn’t part of the decision.
Read moreWhat is Gerald cash advance?
Gerald is a cash-advance app that fronts eligible users $40 – $200 without interest, tips, or transfer fees. Download it free on iOS or Android, link your bank and debit card, and you can request money 24/7—often landing in your account instantly. There’s no hard credit pull, so your credit score stays untouched. Each advance is split: a set portion must be spent inside Gerald’s Cornerstore for everyday items or on a Cranberry Mobile eSIM plan, while any leftover balance can be cashed out to your bank the same day at no cost. Repay on your next payday inside the app, earn Store Rewards for on-time payments or in-app games, and unlock the next advance immediately after you settle up. To qualify, Gerald looks for a verified identity, a checking account with at least three months of activity, recurring payroll deposits of roughly $100 or more, and a history of positive balances that last a few days after payday. You’ll need to complete at least one Buy Now, Pay Later advance and follow the required spending split each time; the exact amount offered is set by Gerald’s underwriting.
Read moreHow to stop Chime SpotMe from taking money?
SpotMe grabs the next money that lands in your account to pay itself back, so you need to shut the feature off and wipe any remaining balance. Open the Chime app, head to Profile → SpotMe → Manage SpotMe Accounts and flip the SpotMe toggle off to unenroll. Once you’ve topped up enough cash to clear the negative amount, Chime won’t pull from future deposits.
Read moreHow to stop Dave from taking money?
If Dave keeps pulling money from your bank, you still have an active membership or open account. Open the app, head to Settings, tap Membership and hit Cancel to stop the fee—or go to Edit profile > Close my Dave Account to close everything once you’ve repaid any ExtraCash and moved out any remaining balance. Send the cancellation at least three business days before the next billing date, and remember that deleting the app alone won’t do it. Prefer email? Write to support@dave.com with your request.
Read moreHow to stop Brigit from taking money?
If Brigit is still pulling money from your bank, it’s either repaying an open advance or charging your membership fee. Stop the withdrawals by canceling the paid plan in the app (profile icon → Account Settings → My Subscription → Cancel & Switch to Free plan) or on the website, then confirm. Clear or extend any outstanding advance before 3 p.m. ET the business day prior, or just repay early in the app. Turn off Auto Advances so new ones don’t trigger fresh debits. When everything is settled, email info@hellobrigit.com and ask them to close your account to shut off future charges for good.
Read moreHow to stop EarnIn from taking money?
If EarnIn keeps dipping into your bank account, close the account in the app (Settings → your profile → Close My Account) and follow the prompts until you see the confirmation. Then email support@earnin.com, hit the in-app chat, or call 415-691-7243 to revoke the ACH authorization that lets them debit your paycheck. To be extra safe, ask your bank to put a stop-payment on EarnIn transactions at least three business days before the next scheduled withdrawal. Once the account is closed and the authorization is cancelled, delete the app and EarnIn will have no way to take more money.
Read moreHow to stop Empower from taking money?
To stop Empower from pulling the $8 membership fee (or any other charge), cancel your subscription before the next billing date. The fastest ways are: • In-app: open Empower, go to More → Billing/Subscription → Cancel subscription and follow the prompts • Deletion form: submit the account-deletion request at https://www.empowerme.app/delete (this shuts down the account and membership) • Email: send a brief “please cancel my account” note with your name and account email to help@empower.me or help@tilt.com • Phone: call 888-943-8967 (Mon–Fri, 5 a.m.–3 p.m. PT) and ask a rep to cancel • If you subscribed through Apple or Google Play, cancel it in your phone’s Subscriptions settings Do it at least a couple of business days before the renewal so Empower has time to process the request and stop the next automatic withdrawal.
Read moreHow to stop Klover from taking money?
If Klover is still pulling cash from your bank, it means your membership or an outstanding advance is active. First, make sure any balance is paid off—Klover won’t close accounts with money owed. Then cancel the membership in the app (Profile → Membership → Cancel → pick a reason → check the acknowledgment box → confirm) or email support@joinklover.com at least three business days before the next debit and ask them to close your account and revoke ACH authorization. After canceling, log out and back in to confirm the membership shows inactive so no further withdrawals go through.
Read moreHow to stop MoneyLion from taking money?
MoneyLion only keeps pulling cash while your Instacash balance or membership is active. Pay off any outstanding advance, then cancel: open the app (Profile › Settings › Manage Membership › Cancel my membership) or log in on the website and follow the same Manage My Membership prompts. Prefer email? Send a note to support@moneylion.com with the subject “REQUEST TO DELETE MY ACCOUNT,” include your name and the email/phone on file, and ask them to close the account and revoke the debit authorization—do it at least three business days before the next scheduled repayment. Once the account’s shut (or once you simply stop taking new Instacash draws after paying the last one back), MoneyLion no longer has permission to take money from you.
Read moreHow to stop Albert from taking money?
If Albert is still pulling money from your bank, it means your Genius membership or ACH authorization hasn’t been turned off. Repay any outstanding advance, then cancel Genius in the app (Profile → Help → Contact Support → send “Cancel Genius”), email support@albert.com, or text 639-37 with “I am revoking my ACH authorization from Albert.” If you want to end everything for good, empty all Albert balances and ask support to close the account. Once processed, Albert stops charging you.
Read moreHow to stop Cleo from taking money?
If Cleo is still dipping into your bank account, cancel the subscription first: open Chat, type “cancel” and follow the prompts until Unsubscribe appears, or go to your profile → Subscriptions (or Manage Cleo Builder) → Unsubscribe. Deleting the app won’t stop the fees, but you’ll get a confirmation email once the membership is gone. To stop any future automatic debits—like repayment pulls—email team@meetcleo.com and revoke Cleo’s authorization (you can also ask them to close your account altogether). Just keep in mind that any advance you already took still has to be repaid on the date you chose.
Read moreHow to stop FloatMe from taking money?
If FloatMe is still pulling money from your bank, your membership or an outstanding Float is still active. To stop future withdrawals you have to close the account—open the app and select Close User Account, or ask support@floatme.com (you can also file a ticket at floatme.zendesk.com) to shut it down. Simply deleting the app won’t cancel anything, and any open Float must be repaid first or FloatMe will keep submitting ACH debits until it clears.
Read moreHow to stop Vola Finance from taking money?
To stop Vola Finance from dipping into your bank account, first pay off any active advance, then head to Settings in the Vola app and hit the cancel / unsubscribe option to end the membership. If you’d rather not use the app, email hello@volafinance.com and ask them to close your account and halt all withdrawals (include your name and the phone number on file). Need a human right away? Call 877-398-VOLA.
Read moreHow to stop Grid Money from taking money?
If Grid Money keeps dipping into your account, clear any outstanding advance and then cancel the membership. Do it in the app under Billing/Subscription/Manage Account/Settings, or kill the subscription where you started it—Apple (Settings → Your Name → Subscriptions → Grid Money → Cancel), Google Play (Play Store → Menu → Payments & Subscriptions → Subscriptions → Grid Money → Cancel), or PayPal (Settings → Payments → Manage Automatic Payments → Grid Money/Visor → Cancel). You can also email support@getgrid.app from the address tied to your profile with your name and phone number and ask them to shut the account down. Once they confirm, Grid Money can’t pull any more cash.
Read moreHow to stop Beem from taking money?
Beem can only pull cash when you have an active membership or an open Everdraft™. Make sure any outstanding advance is covered (just keep enough in your linked bank), then shut the account down so no more fees come out. Log in at trybeem.com, pick Deactivate Account on the home screen, and confirm. If you need it stopped right away, message support@trybeem.com or call +1 (323) 641-4224 from the email or phone tied to your profile and ask for manual deactivation. Once the account is closed, Beem can’t withdraw anything else.
Read moreHow to stop Gerald from taking money?
If Gerald is still pulling cash from your account, you likely have an open advance. Repay the outstanding balance (or let the app auto-collect it when your next deposit lands), then unlink your bank and delete the app. Gerald charges no subscription or other fees, so once the balance is $0 they shouldn’t debit you again. For extra peace of mind, ask support to remove your payment info by emailing support@joingerald.com or calling 862-800-2564.
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