Cash Advance Apps

FAQ articles

Last Updated: Aug 03, 2025

Get straightforward answers to the most commonly asked questions about cash advance apps like Dave, Brigit, and others. From borrowing limits and how advances work to stopping automatic payments. Explore all our app FAQ answers below.

Chime SpotMe
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How much does Chime SpotMe let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Chime SpotMe lets you overdraw your account by up to $200 without any overdraft fees. Your initial SpotMe limit starts at $20, but it can increase based on factors like your account history and how frequently you receive direct deposits. The maximum amount you can borrow with SpotMe depends on your banking activity with Chime. To increase your SpotMe limit, maintaining regular direct deposits of $200 or more into your Chime Checking Account is important. Chime looks at your account history and deposit frequency to determine your eligibility and adjust your limit accordingly.

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Dave
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How much does Dave let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Dave advertises that they provide cash advances of up to $500 through their ExtraCash™ program. The maximum amount you can borrow is determined by your eligibility, which is based on factors like your income history, spending patterns, and having at least three recurring deposits in your bank account. Dave looks for a sufficient income history and consistent spending patterns to understand your ability to repay. You must also be a legal resident of the United States and of legal age to form a binding contract.

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Brigit
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How much does Brigit let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Brigit allows you to borrow up to $250 instantly without any fees or credit checks. The exact amount you can borrow depends on your eligibility, which is determined by your Brigit Score, ranging from 40 to 100. This score takes into account factors like your bank account status and activity, spending habits, payment history, and how consistent your deposits are. To be eligible for a higher cash advance, you'll need an active checking account that's been open for at least 60 days, with a balance greater than $0 and showing daily usage. You should also have received at least three recurring direct deposits from the same employer or income source. Demonstrating regular income and responsible spending habits helps Brigit assess your ability to repay the advance without causing financial stress.

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EarnIn
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How much does EarnIn let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

EarnIn lets you access up to $750 per pay period from your earned wages before payday. You can withdraw up to $150 per day, but the actual amount you can borrow depends on your earnings and eligibility. To qualify, you need to be at least 18 years old, have a U.S. checking account where your paycheck is directly deposited, and earn at least $320 every pay period. EarnIn looks for consistent income and certain employment details, like having a fixed work location or an employer-provided email address.

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Empower
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How much does Empower let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Empower advertises that they provide cash advances of up to $400 with no interest or fees. The amount you can borrow depends on your eligibility, which is determined by reviewing the transaction history of your primary checking account. Empower looks for a consistent source of income to understand your ability to repay. Factors like the regularity and size of your income deposits and your spending habits can impact how much you're approved to borrow.

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Klover
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How much does Klover let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Klover lets you borrow up to $200 before your payday. The exact amount you can access depends on your eligibility, which is based on factors like your income, pay schedule, and banking history. To qualify for a cash advance with Klover, you need to have an active U.S. checking account and receive regular paychecks of at least $250 every 7 or 14 days via direct deposit from your employer's payroll system. Klover looks for a consistent source of income to ensure you have the ability to repay the advance.

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Albert
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How much does Albert let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Albert offers cash advances up to $500, with instant cash advances available up to $250 without any credit checks, interest, or late fees. The amount you can borrow depends on your eligibility, which is based on factors like consistent income via direct deposit, maintaining your bank account for several months, keeping a positive balance, and demonstrating responsible financial habits like saving regularly and timely repayments. While having a good credit score isn't required, it can enhance your eligibility for higher amounts.

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MoneyLion
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How much does MoneyLion let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

MoneyLion’s Instacash feature generally lets new users tap up to $500 interest-free. Link the checking account where your paycheck lands, keep it active for at least two months, and show a steady, positive balance to qualify. Switch your deposits to MoneyLion’s RoarMoney account and set up recurring direct deposits and the cap can rise to $1,000. You can also grab short-term boosts by completing in-app actions, joining promotions, or getting Peer Boosts from friends. The exact offer you see hinges on your recent deposit history and account health, so limits start lower and grow as you build a solid track record.

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Cleo
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How much does Cleo let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Cleo offers cash advances of up to $250, with first-time users able to access amounts ranging from $20 to $100. The maximum amount you can borrow depends on your eligibility, which Cleo determines by assessing factors like maintaining a positive bank balance, demonstrating regular spending patterns, and responsible money management. They don't require a credit check or a specific income level, accepting part-time, full-time, or gig work employment. Additionally, positive engagement with the Cleo app may influence your eligibility and the amount you can advance.

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FloatMe
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How much does FloatMe let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

FloatMe starts newcomers off with $10–$50 per advance and only lets you have one “Float” open at a time. Keep your account in good standing and that cap can rise, topping out at $200. Every Float is interest-free; standard delivery (1–3 business days) is free, or you can pay $1–$7 for instant delivery. The exact amount you’re offered each time is based on your anticipated income, banking history and how reliably you’ve repaid past Floats.

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Vola Finance
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How much does Vola Finance let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Vola Finance advertises that they provide cash advances of up to $500. The actual amount you can borrow depends on your eligibility, which is based on factors like your bank account activity, average balance, and income. Vola looks for bank accounts that are over three months old, have transactions on most days, and maintain an average balance of over $150. Your borrowing limit may also be affected if you've requested more than two advances in the past 30 days or have any outstanding advances that haven't been repaid. Vola assesses your previous account activity to determine if you're likely to have insufficient funds for upcoming transactions, so they can offer assistance when you need it most.

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Beem
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How much does Beem let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Beem’s Everdraft cash advance feature lets you take out anywhere from $5 up to $1,000. The exact amount you’re offered depends on Beem’s algorithm, which reviews the size and frequency of deposits in your linked bank account. If you qualify, funds arrive instantly with no credit check, interest, due dates, or tips, and you simply repay the advance when those deposits hit your account.

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Grid Money
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How much does Grid Money let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Grid Money allows you to access cash advances of up to $200 to help you handle financial emergencies or avoid overdraft fees between paychecks. The exact amount you can borrow depends on various factors such as your account activity, balances, direct deposits, history of timely advance repayments, income and tax refund projections, and other risk-based factors. To determine your eligibility and maximum advance amount, Grid Money requires access to your financial and payroll information. Providing this access enables them to analyze your financial situation and assess your ability to repay the advance. Over time, as you maintain a good repayment history and consistent account activity, you may become eligible for higher advance limits through their Level Advancement System. There's no credit check involved, so applying for a cash advance won't affect your credit score. If you're a Grid+ member, make sure your membership is in good standing to be eligible for advances.

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Gerald
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How much does Gerald let you borrow?

By Editorial Team
Last Updated: Aug 03, 2025

Gerald advertises that you can get cash advances of up to $200. In reality, the amount you can borrow usually ranges from $10 to $100, depending on your approval status. The maximum amount you'll be able to get from Gerald is determined by your eligibility, which is based on factors like your income, your banking history, and how you use Gerald's services. To qualify, you need to have a bank account that's over three months old with a positive balance, regular payroll deposits of $100 or more, and a history of paying bills on time. Also, to unlock a free instant cash advance transfer, you'll need to use a portion of your advance for purchases on Gerald's Cornerstore or Cranberry Mobile plans before transferring the funds to your bank account.

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Chime SpotMe
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How does Chime SpotMe cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Chime SpotMe is an overdraft feature that lets you overdraw your account by up to $200 with no fees. It's not a payday loan—there's no interest or hidden charges. To use SpotMe, you open a Chime Checking Account, set up a direct deposit of $200 or more, and activate SpotMe in the app. Your limit starts at $20 and can grow over time. When you make a purchase or withdrawal that exceeds your balance but is within your SpotMe limit, Chime covers the difference without any fees. The next time you get paid, the negative balance is automatically repaid.

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Dave
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How does Dave cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Dave is a cash advance app that lets you borrow up to $500 before your next payday. To use it, you download the app, sign up for a membership (which costs up to $5 a month), and link your bank account. Then you can see how much you're eligible for and request an advance. There are no interest charges or late fees, but there's an overdraft fee each time you receive an advance (the greater of $5 or 5% of the amount you borrow). You can get the money instantly in your Dave account for free, or pay a small fee to transfer it to another debit card. Repayment happens automatically on the agreed date, usually when you get paid.

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Brigit
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How does Brigit cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Brigit is a cash advance app that lets you get up to $250 before your next paycheck. You download the app, sign up, connect your checking account, and choose a plan (there’s a free version, but to access cash advances you need to subscribe). With the paid membership, you can request a cash advance, and they'll deposit the money into your account. There’s no interest or late fees, unlike payday loans, but Brigit charges a monthly subscription starting at $8.99.

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EarnIn
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How does EarnIn cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

EarnIn is a cash advance app that lets you access up to $750 of your earned wages before payday. You can get your money when you need it and pay it back when your paycheck comes in. The process is simple: download the app, link your bank account, and request an advance. There are no mandatory fees or interest charges, but if you want your money instantly, there's a small fee starting at $2.99. You can also leave an optional tip if you like.

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Empower
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How does Empower cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Empower is a cash advance app where you can borrow up to $400 and repay it on your next payday. Getting started is easy: download the app, link your bank account, subscribe for $8 a month, and request a cash advance. There's no interest or late fees, but if you want your money instantly, there might be a small delivery fee. Funds can be deposited directly into your bank account or onto your Empower debit card.

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Klover
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How does Klover cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Klover lets you pull a slice of your paycheck—anywhere from $5 to $200—before payday. Once you download the app, create an account, and connect a checking account that’s been getting at least three direct deposits, the app shows how much you can take. Request the amount you need, pick free standard delivery (1–3 business days) or pay a small express fee to get cash in a few hours, and the money drops straight into your bank. There are no credit checks, interest, or late fees, and paying the advance back is expected but not legally enforced. A $4.99 Klover+ subscription buys extra money-management tools, but it’s optional for basic advances.

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Albert
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How does Albert cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Albert plugs into your main bank account, checks your income patterns, and lets you request an Instant Advance of up to $500 when cash is tight. There’s no credit check, interest, or late fees, but you’ll need an Albert subscription (after a 30-day free trial the cost runs $11.99–$29.99 per month) to use the feature. Pick standard delivery for free money in 2–3 business days or pay a small fee to get it within minutes, then repay on or before the date you set inside the app.

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MoneyLion
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How does MoneyLion cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

MoneyLion is a cash advance app that lets you borrow up to $1,000 without charging any interest or mandatory fees. You can get the money you need and repay it when you receive your next paycheck. The process is simple: download the app, sign up, verify your identity, and link your bank account where you receive your income. Once you're set up, you can request an advance and choose between free standard delivery, which takes 1 to 5 business days, or pay an optional fee for instant delivery. There are no monthly fees to use the service, but if you need the cash quickly, the instant delivery fee varies based on the amount and whether you transfer to a MoneyLion account or an external bank.

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Cleo
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How does Cleo cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Cleo is a cash advance app that lets you access up to $250 without any interest rates or late fees. You just download the app, sign up (it takes about two minutes), and connect your main bank account. Cleo uses AI to determine your eligibility and how much you can borrow. To get an advance, you'll subscribe to Cleo Plus for $5.99 a month. If you want the money instantly, there's an optional express fee, or you can wait 3 to 4 days and get it for free. You pay back exactly what you borrowed, making it a straightforward way to get some extra cash before payday.

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FloatMe
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How does FloatMe cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

FloatMe lets you snag a small cash “Float” of $10–$200 to bridge a short-term gap. After downloading the app you pay a $4.99 monthly membership, link your bank, and request the amount you need. Funds arrive in one to three business days for free via ACH, or instantly to a debit card for an extra fee that tops out at $7. There’s no interest, no tips, no late or hidden charges, and FloatMe isn’t a payday loan—just a quick, low-cost way to dodge overdraft fees until you repay.

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Vola Finance
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How does Vola Finance cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Vola Finance is a cash advance app that lets you borrow up to $500 without any fees or interest. You download the app, sign up for a membership plan (starting at $6.99 per month), and link your bank account. The app analyzes your finances and alerts you if you're running low on funds, offering you an advance to cover expenses. Repayment is automatically deducted on your next payday. There are no extra fees, and if you can't repay on time, they won't send debt collectors or report it to credit agencies.

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Beem
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How does Beem cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Beem runs on its Everdraft feature. After you download the app, you link your main bank account and pick a subscription tier: Lite ($0.99/mo, up to $10), Basic ($2.47/mo, up to $50), Plus ($5.97/mo, up to $100) or Pro ($12.97/mo, up to $1,000). The app reviews your recent deposits—not your credit report—to set your advance limit (minimum $5). When cash is tight, you tap the amount you want and choose standard ACH (free, 3-5 days) or pay the plan-specific instant transfer fee to land funds on your debit card in minutes. No interest, credit checks, tips or fixed due dates; Beem simply pulls the money back automatically once new deposits hit your account.

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Grid Money
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How does Grid Money cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Grid Money is a cash advance app that lets you access up to $200 when you need it most. They provide you with funds that you repay on your next payday. Getting started is easy: download the app, create an account, link your bank account, and request an advance. There's no interest charged (unlike traditional payday loans), but there's a $10 monthly subscription fee to use the app's features, including cash advances. If you need the money quickly, you can opt for an instant transfer for a $2.99 fee, or receive the funds in 1-3 business days for free.

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Gerald
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How does Gerald cash advance work?

By Editorial Team
Last Updated: Aug 03, 2025

Gerald is a cash advance app that lets you access up to $200 without any fees or interest. It's not a traditional payday loan; instead, it helps you access money you've already earned by validating your employment. Getting started is simple: download the app, sign up, and link your debit card. After a quick verification process, you'll make a purchase through Gerald's Cornerstore using their Buy Now, Pay Later feature or purchase a Cranberry Mobile plan. This step helps establish your account. Once you've completed this, you unlock the fee-free cash advance feature. You can then transfer the remaining cash advance balance to your bank account, with instant transfers available for select banks. There are no credit checks, subscriptions, or membership fees, and repayment terms are flexible to suit your needs.

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Chime SpotMe
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What is Chime SpotMe cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Chime SpotMe is a feature that lets eligible Chime members overdraft their accounts up to a certain limit with no overdraft fees. The initial limit starts at $20 and can increase up to $200 or more based on your account history and how often you receive direct deposits. SpotMe automatically covers transactions that exceed your available balance, like debit card purchases, Credit Builder card purchases, and cash withdrawals at ATMs or through cash-back transactions. To use Chime SpotMe, you need to have a Chime Checking Account and receive qualifying direct deposits of $200 or more each month. Once enrolled, SpotMe covers your eligible transactions without charging any overdraft fees, interest, or hidden charges. Repayment is automatic—any negative balance is repaid when a deposit comes into your Chime account, so there's no need to worry about manual repayments. Eligibility for Chime SpotMe requires you to be at least 18 years old, have an active Chime Visa® Debit Card or Credit Builder Visa® Credit Card, and maintain regular qualifying direct deposits into your Chime Checking Account. While Chime doesn't charge fees to access SpotMe, be aware that third-party fees may apply for out-of-network ATM transactions or cash withdrawals at retailers.

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Dave
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What is Dave cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Dave is a cash advance app that lets you access up to $500 instantly without any credit checks, interest, or late fees. Instead of charging interest, Dave requires a monthly membership fee of up to $5, giving you access to their ExtraCash™ feature and other financial tools. To get a cash advance with Dave, you need to demonstrate sufficient income history, consistent spending patterns, and have at least three recurring deposits in your bank account. You can choose any amount between $25 and $500 based on your eligibility, and funds can be transferred instantly to your Dave Checking account for free or to an external debit card for a small fee. Dave is based in Los Angeles and claims to have helped over 4 million members. In addition to cash advances, the app offers features like a fee-free checking account, savings tools with competitive interest rates, and opportunities to boost your income through side hustles and surveys.

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Brigit
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What is Brigit cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Brigit is a cash advance app that lets you borrow up to $250 instantly without interest, hidden fees, or credit checks. They offer subscription plans, so instead of paying interest, you pay a monthly fee for access to their services. To get a cash advance with Brigit, you can subscribe to their Plus Membership for $8.99 per month, which gives you access to cash advances, credit monitoring, and identity theft protection. If you opt for the Premium Membership at $14.99 per month, you'll get all the Plus features plus free express delivery of your cash advances within 20 minutes. You can choose your repayment date and even request free extensions if you need more time. To qualify, you'll need an active checking account with regular direct deposits, maintain sufficient funds, and meet their minimum Brigit Score based on factors like your bank account activity and spending habits. Brigit was founded in 2017, is based in New York City, and claims to have over 9 million users.

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EarnIn
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What is EarnIn cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

EarnIn lets you unlock wages you’ve already earned before payday. After linking a checking account and confirming your direct-deposit schedule, you can “Cash Out” money you’ve worked for, so you’re really advancing your own paycheck instead of taking a traditional loan. You may pull up to $150 per day and as much as $750 each pay period. Standard transfers land in one to three business days for free; Lightning Speed gets the cash to your bank in minutes for $2.99–$5.99 per transfer, with the first instant move on the house. There’s no interest, no subscription fee, and tipping is optional. Repayment happens automatically on your next payday. To be eligible you need to be 18 or older, live in the U.S., earn at least $320 per pay period via consistent direct deposit into a U.S. checking account, and have a fixed work location or an employer-provided email. EarnIn skips the credit check and bases your advance limit on your income and account history.

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Empower
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What is Empower cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Empower is a cash advance app that lets you access up to $400 without any interest charges, late fees, or credit checks. You can repay the advance on your next payday, and if you need funds quickly, there's an option for instant delivery for a fee, or you can choose free delivery options that take a bit longer. To use Empower's cash advance feature, you need to subscribe to their $8 monthly plan. This subscription gives you access to unlimited cash advances (as long as you repay previous ones) and other financial tools like budgeting assistance, automatic savings, and credit score monitoring. Empower operates through a mobile app available for both Android and iOS users. They're not a bank themselves but partner with nbkc bank for banking services. Headquartered in Garden City, Idaho, Empower operates solely online and offers customer support via email and phone.

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Klover
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What is Klover cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Klover is a cash advance app that lets you access up to $200 before payday without any credit checks, interest charges, or late fees. Instead of relying on traditional fees, Klover offers optional services and features within the app to generate revenue. To get a cash advance from Klover, you'll need to link your bank account and verify your income details. You can earn points by engaging with the app—like watching ads, scanning receipts, or playing games—which can then be used to offset express fees or unlock larger advances. Standard funding is free and takes up to three business days, but if you need cash sooner, express funding is available for an optional fee that can be reduced with your earned points. Eligibility requirements include having a regular paycheck of at least $250 deposited directly into a checking account every 7 or 14 days. Income from self-employment or gig apps isn't accepted. Founded in 2019 and based in Chicago, Klover claims to have over 2 million users.

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Albert
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What is Albert cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Albert’s cash advance lets you tap up to $500 before payday with no credit check, interest or late fees. Most members unlock an instant advance of up to $250, sent either within minutes (for a small delivery fee) or in 2–3 business days for free. Repayment happens automatically on your next paycheck or deposit. To use the feature you need an Albert Genius subscription, which runs $11.99–$29.99 a month after a 30-day free trial. That fee also opens the door to Albert’s budgeting, saving, investing and debit card perks. Eligibility is straightforward: keep a bank account in good standing for a few months, show regular direct-deposit income, and maintain a positive balance. Meet those basics and Albert will evaluate your transaction history to decide how much cash you can snag.

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MoneyLion
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What is MoneyLion cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

MoneyLion is a cash advance app that offers instant cash advances up to $500 without charging any interest or requiring credit checks. There are no monthly fees or hidden costs, making it a convenient option when you need quick access to cash. To receive a cash advance with MoneyLion, simply link the bank account where you receive your regular income. Your account needs to be open and active for at least two months with regular income deposits and a positive balance. Repayments are automated and scheduled to align with your paycheck, and using the service doesn't affect your credit score. You can increase your Instacash limit up to $1,000 by becoming a RoarMoney customer and setting up qualifying recurring direct deposits. While standard delivery of funds is free and takes a few days, you can opt for 'Turbo' delivery to get instant access for a small fee. MoneyLion was founded in 2013 to help Americans who may not have access to traditional banking opportunities.

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Cleo
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What is Cleo cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Cleo is a cash advance app that provides users with instant cash up to $250 without charging interest or conducting credit checks. Instead, they offer a subscription service that grants access to cash advances and additional financial tools. To receive a cash advance with Cleo, you need to subscribe to their Cleo Plus plan for $5.99 per month, which allows access to advances up to $100 to $250 based on your eligibility (starting lower for new users). For a higher limit up to $500 and a secured Credit Builder Card to improve your credit score, you can opt for the Cleo Builder plan at $14.99 per month. Both plans include AI-powered budgeting tools, personalized financial insights, and access to a high-yield savings account with an APY of approximately 3.52%. Eligibility for a cash advance with Cleo requires you to be at least 18 years old with a positive banking history and responsible financial behavior. There are no specific income requirements or credit checks needed. The company, headquartered in Wilmington, claims that millions of people rely on Cleo for their financial needs.

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FloatMe
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What is FloatMe cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

FloatMe is a membership-based cash advance app that lets you snag interest-free “Floats” when money runs tight. For $4.99 a month you can borrow as little as $10 and, as you build a repayment history, up to $200. Money shows up in your bank via free ACH in one-to-three business days, or instantly to your debit card for a flat $1-$7 fee (charged at repayment). There’s no credit check, no tips, and no late fees. You pick the repayment date and the app pulls the money back automatically; only one Float can be open at a time. Miss a payback? FloatMe just pauses new advances until you’re caught up—your account isn’t sent to collections or reported to credit bureaus. The service also watches your balance, sends overdraft alerts, and may suggest a Float before fees hit. To qualify you need to be at least 18, live in an eligible U.S. state, and link a checking account so FloatMe can confirm steady income and spending patterns. Approval and limit size hinge on that banking history rather than your credit score.

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Vola Finance
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What is Vola Finance cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Vola Finance is a cash advance app that gives you instant access to up to $500 without any credit checks, interest charges, or overdraft fees. Instead of charging interest, they have monthly subscription plans that you can choose from based on your needs. To get a cash advance with Vola Finance, you'll need to subscribe to one of their monthly plans. The Blue Sapphire tier costs $6.99 per month and lets you borrow up to $40. Their higher tier costs $20 per month and may allow you to access up to $200, depending on a score assigned by the app. There are no extra fees for cash advances, and you can choose your payback date with the option to extend it without late fees. To be eligible, you need a bank account that's been active for more than 3 months, an average balance over $150, and regular income or deposits. You should also show transaction activity on most days and have repaid any outstanding advances. Vola Finance also offers the Vola Card, a secured credit card that helps you build your credit score, along with budgeting tools and overdraft protection features to help you manage your finances better.

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Beem
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What is Beem cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Beem is a cash advance app from Line Financial, PBC. Its Everdraft feature lets you tap $5 to $1,000 of your verified deposits early with no interest, credit checks, income requirements, due dates, or tips. Access comes through a subscription: LITE is 99¢ a month (limit $10), BASIC is $2.47 (limit $50), PLUS is $5.97 (limit $100), and PRO is $12.97 (limit $1,000). Standard ACH delivery is free and takes three-to-five business days, while instant transfers run 99¢ to $4 per advance—except on the PRO plan, where the instant fee is $2. Repayment happens automatically when the deposit that backed your advance lands. You must be at least 18, live in the U.S., link a bank account, and clear Beem’s algorithmic cash-flow review. The service is headquartered in San Francisco and reports having over one million users.

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Grid Money
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What is Grid Money cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Grid Money is a cash advance app that lets you access up to $200 between paychecks without any interest or late fees. Instead, they charge a $10 monthly subscription fee to use the app's features, including cash advances, paycheck boosts, and credit score building services. To get a cash advance with Grid Money, you'll need to provide access to your financial and payroll information and maintain a good repayment history. There's no credit check required, and repayments are automatically deducted from your next paycheck. You can receive your advance in 1-3 days via standard ACH deposit for free, or pay a $2.99 fee to get it within 8 hours to your linked debit card. Grid Money also offers flexible repayment options, increasing advance limits over time, and tools to help build your credit score. With their PayBoost feature, you can access a portion of your yearly tax refund on every paycheck, giving you extra funds throughout the year.

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Gerald
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What is Gerald cash advance?

By Editorial Team
Last Updated: Aug 03, 2025

Gerald’s cash advance lets you request up to $200 (most first-time offers fall between $10 and $100) and have the money dropped straight into your linked bank account. There’s no interest, subscription, transfer fee, or credit check, and you can even pull up to half of your paycheck early. The app is free on iOS and Android, and advances arrive almost instantly. To qualify, Gerald wants a three-month-old checking account that shows regular payroll deposits of at least $100, a habit of keeping a positive balance for a few days after payday, and an on-time bill-payment history. You’ll also need to verify your identity and income, and maintain responsible use of the app. The one wrinkle: before you move the full advance to your bank, Gerald asks you to spend a slice of it in-app—either buying essentials through its Cornerstore or covering a Cranberry Mobile phone plan. Pay the advance back on time and you can rack up Store Rewards, which work like free credit toward future Cornerstore purchases.

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Chime SpotMe
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How to stop Chime SpotMe from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Chime SpotMe is still taking money from you, it's likely because your SpotMe feature is still active. To stop Chime SpotMe from taking money, you need to disable SpotMe through the Chime app. Simply open the app, go to Settings, select SpotMe, turn off SpotMe for your card, and confirm that you want to disable it.

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Dave
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How to stop Dave from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Dave is still taking money from your account, it means you still have an active membership. To stop them from taking money, you need to close your account either through the app or by emailing support@dave.com and requesting to close your account.

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Brigit
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How to stop Brigit from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Brigit is still taking money from your account, it's likely that your membership is still active. To stop them from taking money, you need to cancel your subscription and close your account. You can do this through the Brigit app or by emailing them at info@hellobrigit.com and requesting account deletion.

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EarnIn
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How to stop EarnIn from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If EarnIn is still withdrawing money from your account, it's likely because your account is still active or you have outstanding balances. To stop them from taking money, you need to close your account and ensure all dues are cleared. You can do this through the app by tapping the triple bar icon (≡), accessing Settings, clicking on your profile, and selecting "Close My Account." If you need assistance, you can email support@earnin.com and request to close your account.

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Empower
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How to stop Empower from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Empower is still pulling money from your account, it means your membership is still active. To stop them from taking money, you'll need to cancel your subscription. You can do this directly through the app by going to the More section, tapping on Billing, and selecting Cancel subscription. Follow the prompts to complete the process. Alternatively, you can email their support team at help@empower.me and request to cancel your membership.

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Klover
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How to stop Klover from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Klover is still taking money from your account, it's likely that your Klover+ membership is still active. To stop them from withdrawing funds, you need to cancel your membership and close your account through the app. Just go to your Profile, select Membership, tap Cancel, and follow the prompts. If you need further assistance, you can reach out to their support team at support@joinklover.com.

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Albert
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How to stop Albert from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Albert is still debiting your account, you likely haven’t fully cancelled your Genius subscription. To turn off the charges, do one (or more) of the following until you get a confirmation: Open the Albert app, head to Profile or Settings, tap Manage Subscription (or Albert Genius), choose Cancel Subscription, and confirm. Text “Cancel Genius” to 639-37 to immediately stop the service and revoke ACH authorization. Email support@albert.com, clearly ask to cancel your membership and revoke ACH, and request written confirmation. If you subscribed through Apple or Google, cancel Albert in your phone’s Subscriptions list as well. Once you get a confirmation screen, text, or email, Albert should stop taking money from your account.

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MoneyLion
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How to stop MoneyLion from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If MoneyLion keeps pulling money, it means your Instacash advance or membership is still open. Pay off any outstanding balance, then shut the account in the app (Profile → Settings → Membership → Manage My Membership → Delete Account) or email support@moneylion.com with “REQUEST TO DELETE MY ACCOUNT.” Send the request at least three business days before the next repayment date so MoneyLion can revoke the pre-authorized debit and stop future withdrawals.

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Cleo
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How to stop Cleo from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Cleo keeps pulling money from your bank, you probably still have an active Cleo Plus or Cleo Builder subscription. Open the app, type “cancel” in the chat and hit Unsubscribe when prompted, or go to your profile, find Subscriptions (or Manage Cleo Builder) and tap Unsubscribe. You’ll get a confirmation email once it’s done. If you also want your account closed for good, email team@meetcleo.com and ask them to delete your data so Cleo can’t charge you again.

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FloatMe
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How to stop FloatMe from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

To stop FloatMe from debiting your bank, repay any open Float first, then close your account—either hit the cancel/close option in the app’s settings or email support@floatme.com with your name, account email and “Request to Close My FloatMe Account” in the subject line. Deleting the app alone won’t end the monthly Connection Fee, so wait for the confirmation that your account is closed before removing your bank details.

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Vola Finance
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How to stop Vola Finance from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Vola Finance is still taking money from you, it means you still have an active account with them. To stop them from withdrawing funds, you need to cancel your membership either through the app or by emailing them at hello@volafinance.com and requesting that they close your account.

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Beem
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How to stop Beem from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Beem is still withdrawing money from your account, it's likely because your account with them is still active. To stop them from taking funds, you need to close your Beem account. You can do this by sending an email from your registered email address to support@trybeem.com requesting to deactivate your account. Their team will assist you with the deactivation process. Alternatively, you can call Beem at +1 (323) 641-4224 for immediate assistance.

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Grid Money
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How to stop Grid Money from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Grid Money is still taking money from your account, it means your membership is still active. To stop them from taking money, you need to contact their support team at support@getgrid.app and request to cancel your membership.

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Gerald
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How to stop Gerald from taking money?

By Editorial Team
Last Updated: Aug 03, 2025

If Gerald is still taking money from you, it means your account is still active. To stop them from taking money, you need to cancel your account by contacting their customer support via email at support@joingerald.com or through their chat feature. Make sure all pending funds have been cleared, as they won't be able to close your account until then.

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