How to delete Chime SpotMe

Turning off Chime SpotMe is nothing more than a quick toggle inside the same app where you already manage your checking account—no separate cancellation page, no support email, no hidden fees.

Turn Off SpotMe in 30 Seconds

1. Open Chime: Launch the Chime mobile app and sign in if needed.
2. Go to Profile: Tap the avatar icon in the upper-left corner.
3. Choose SpotMe: Select SpotMe from the profile menu.
4. Manage Accounts: Tap Manage SpotMe Accounts and switch the toggle to Off.
5. Confirm Closure: Check the toggle now shows Off; SpotMe is closed.

What to Expect After Toggling Off

• Your next deposit automatically repays any negative balance created by an outstanding SpotMe advance.
• Once the balance returns to zero, no new advances or automatic deductions will occur.
• You can uninstall the Chime app afterward without affecting the cancellation.

Billing-Cycle Timing

SpotMe is not a subscription; the feature has no renewal date, fee schedule, or grace period. The very moment you flip the toggle, new advances stop, and you avoid any future automatic repayments beyond the single one needed to clear a negative balance that already exists.

Re-enrolling Later

If you change your mind, head back to the same SpotMe menu and turn the switch on again. Chime will quickly recheck your eligibility—primarily recent direct-deposit activity—and reactivate the service if you still qualify.

Frequently Asked Questions

Do I need to unlink external payment methods?

No. SpotMe only interacts with your Chime Checking Account, so disabling the feature automatically ends its access.

What happens if I just delete the app instead?

Deleting the app alone leaves SpotMe running behind the scenes. Always toggle the service off first; then remove the app if you no longer need it.

Can I stop the automatic repayment of my current negative balance?

No. Accepting automatic repayment is part of SpotMe’s terms; the only way to prevent future deductions is to deactivate the feature before taking additional advances.

That’s all it takes—five quick taps to shut SpotMe down, one final deposit to clear any negative balance, and you’re done.