How to delete Chime SpotMe

If you're looking to disable Chime SpotMe and ensure that no more payments are deducted, you've come to the right place. This simple guide will walk you through the steps to turn off SpotMe directly from the Chime app.

Step-by-Step Guide to Disable Chime SpotMe

1. Open the Chime App: Launch the Chime app on your mobile device.
2. Go to the Settings Tab: Tap on the Settings icon, usually located at the bottom right corner of the app.
3. Select "SpotMe": Scroll through the settings menu and tap on SpotMe.
4. Turn Off SpotMe: Toggle the switch to disable SpotMe.
5. Confirm Deactivation: When prompted, confirm that you want to disable SpotMe.

What Happens After You Disable SpotMe

• No more overdrafts: After turning off SpotMe, Chime will no longer cover transactions that would overdraw your account.
• Automatic stopping of SpotMe services: All SpotMe services will halt immediately, and you won't incur any additional SpotMe-related transactions.
• Re-enrollment is easy: If you change your mind later and still meet the eligibility criteria, you can re-enable SpotMe anytime by following the same steps and toggling it back on.

Important Notes

• No need to unlink bank accounts: Disabling SpotMe does not affect your linked bank accounts. Your accounts remain connected for standard banking services.
• Auto payments and subscriptions: Since SpotMe is a feature and not a separate subscription, turning it off stops any overdraft coverage without needing to manage separate subscriptions or auto payments.
• No email or customer support needed: The entire process is handled within the app. There's no need to contact customer support via email or phone.

Disabling Chime SpotMe is a quick and straightforward process that you can complete within minutes. By following the steps above, you ensure that your account won't use SpotMe for overdraft protection, preventing any further SpotMe transactions. Remember, you have the flexibility to re-enable the feature at any time if you decide you need it again.