All App Reviews
Detailed reviews of cash advance apps like Dave, Brigit, and others, highlighting their features, benefits, and drawbacks to help you find the best option for your financial needs. Explore all the app reviews below to make an informed choice.
Chime SpotMe app review
Chime SpotMe is a feature that lets you overdraft your account by up to $200 without any fees. There's no interest or charges involved, and the negative balance is repaid automatically with your next deposit. It's a straightforward way to cover small shortfalls without incurring overdraft fees.
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Dave app review
Dave is a cash advance app that can lend you up to $500 if you’re eligible. There are no interest charges or late fees, but you’ll need to pay a monthly membership fee of up to $5 to use the service. Each time you take an advance, there's a fee of at least $5 or 5% of the amount borrowed. You can transfer the funds for free to your Dave Checking Account or pay a 1.5% fee to transfer to an external debit card for instant access. You'll need to repay the advance when your next paycheck comes in.
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Brigit app review
Brigit is a cash advance app that can provide you with up to $250 if you're eligible. There's no interest or late fees, and they don't ask for tips. To access cash advances, you'll need to subscribe to their Plus Membership for $8.99 per month or Premium Membership for $14.99 per month.
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EarnIn app review
EarnIn is a cash advance app that lets you access up to $750 of your earned wages before payday. There are no mandatory fees or interest charges—you can tip if you like, but it's optional. If you want your money instantly, you'll pay a fee starting at $2.99; otherwise, you can get it in 1–3 business days for free. You'll repay the amount when your paycheck arrives.
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Empower app review
Empower is a cash advance app that can send you up to $400 if you’re eligible. There are no interest or late fees, but you'll need to subscribe for $8 per month to access these cash advances. If you choose instant delivery to your bank account, additional fees will apply based on the advance amount. You'll repay the advance when your next paycheck arrives.
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Klover app review
Klover is a cash advance app that lets you tap up to $200 of your earned wages ahead of payday. The advance itself is interest-free, comes with no hidden fees or credit checks, and there’s technically no legal obligation to repay. Standard delivery (1–3 business days) is free, but you can pay an optional express fee for funds within hours, or subscribe to Klover+ for $4.99 a month if you want added money-management tools.
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Albert app review
Albert is a finance app that fronts eligible users up to $500 through its Instant Advance feature—no credit check, interest, or late fees attached. Access comes via a subscription that runs $11.99–$29.99 a month after a 30-day free trial, which also unlocks budgeting, saving, investing, credit monitoring, and more. This review breaks down how Albert’s cash advances stack up against payday loans, what you’ll pay each month, and the pros and cons worth knowing before you sign up.
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MoneyLion app review
MoneyLion is a cash advance app that can send you up to $1,000 if you're eligible. There are no interest fees or monthly charges to use their Instacash service. Standard delivery is free, but if you need your money instantly, there are optional Turbo delivery fees. You'll need to repay the cash advance on your next payday, but since it's not considered a loan, failing to repay doesn't affect your credit score.
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Cleo app review
Cleo is a cash advance app that can send you up to $250 without interest rates, credit checks, or mandatory fees. To access advances up to $100 to $250, you'll need to subscribe to Cleo Plus for $5.99 per month. For larger advances up to $500, the Cleo Builder subscription costs $14.99 per month and includes a secured Credit Builder Card. You can get your money instantly for an express fee ranging from $3.99 to $9.99, or wait 3 to 4 days for free delivery.
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FloatMe app review
FloatMe lets you tap up to $200 whenever your balance runs low, with zero interest, no tips, and no late fees. Access costs $4.99 a month; transfers are free if you’re okay waiting up to three business days, or you can pay a small debit-card fee for instant cash. The company stresses it isn’t a payday-loan provider, so you’re borrowing interest-free rather than juggling high APR debt.
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Vola Finance app review
Vola Finance is a cash advance app that can send you up to $500 if you’re eligible. There are no interest charges or extra fees on the advances, but you'll need to pay a monthly subscription fee starting at $6.99, and you will need to repay the advance on your next payday.
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Beem app review
Beem is a cash advance app that lets you access up to $1,000 instantly without credit checks, interest fees, or due dates. Subscription plans start at $0.99 per month, but to get up to $1,000 you'll need the PRO plan at $12.97 per month. There are also instant transfer fees when you withdraw funds.
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Grid Money app review
Grid Money is a cash advance app that can send you up to $200 if you're eligible. There are no interest fees, but you'll need to pay a $10 monthly subscription to access cash advances and other features like paycheck boosts and credit score building. If you want your money faster, there's an optional $2.99 fee to get the advance within 8 hours. You'll need to repay the advance from your next paycheck.
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Gerald app review
Gerald is a cash advance app that lets you access up to $200 of your earned wages with no fees or interest. There are no subscription or membership costs, and repayment terms are flexible. Unlike traditional payday loans, Gerald allows you to access money you've already earned without affecting your credit score.
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