Cash Advance Apps

Apps like Albert

Last Updated: Jun 13, 2025

If you've been using Albert to manage your finances or get a cash advance before payday, you might be curious about other apps that offer similar features. Albert provides cash advances up to $250 without requiring a subscription, with no credit checks, interest, or late fees. You can choose a standard transfer for free, which takes 2–3 business days, or opt for an instant transfer for a fee. For access to budgeting tools, investing, and credit monitoring, Albert offers subscription plans ranging from $11.99 to $21.99 per month, each with a 30-day free trial. If you're looking for lower fees, higher advance limits, or different financial services, there are plenty of great alternatives to explore. In this article, we've gathered the top apps like Albert to help you find the best fit for your financial needs.

Albert at a Glance: Key Features & Fees

Advance amount
$25 - $250
Monthly fee

Free

Regular funding time
2–3 business days
Express funding time
Within minutes
Express funding fee

$5.99 to $14.99

Main features
Instant cash advances up to $250, budgeting tools, high-yield savings, debit card with cash back.

Top apps like Albert

The following apps are 3 category leading cash advance apps like Albert:

1. Brigit

Best for: Higest reviews and average score

4.8
629K Reviews
Advance amount
$25 - $250
Monthly membership fee
$8.99
Regular funding time
1–3 business days
Express funding time
20 minutes
Express funding fee
$0.99–$3.99, no fee with Premium
Main features
Instant cash advances up to $250, overdraft protection, credit building, budgeting tools, earn extra cash.
Read full review

2. EarnIn

Best for: Highest cash advance amount

4.7
580K Reviews
Advance amount
Up to $750
Monthly membership fee
Free
Regular funding time
1–2 business days
Express funding time
1–30 minutes
Express funding fee
$2.99–$5.99 per transfer; $2.99 or $3.99 for transfers ≤$100; $5.99 for transfers >$100
Main features
Access earned wages before payday, receive paychecks sooner, overdraft protection, automatic savings, credit score monitoring.
Read full review

3. Chime SpotMe

Best for: Lowest monthly fees

4.8
1,880K Reviews
Advance amount
$20 - $200
Monthly membership fee
Free
Regular funding time
Immediate
Express funding time
N/A
Express funding fee
There is no expedite fee
Main features
Overdraft up to $200, limits grow with account activity, covers purchases and withdrawals, boost limit with friends
Read full review

All apps like Albert

Here you'll find the full list of 10 apps like Albert ranked by Advance amount, Review score, or any other parameter that's most important to you:

Select...
4.2
19K Reviews
Advance amount
$10 - $100
Monthly membership fee
Free
Regular funding time
Instantly
Express funding time
Instant
Express funding fee
$0 for advances up to $100 after BNPL purchase
Main features
Instant cash advances, Shop now pay later, Mobile plans without upfront costs, Overdraft protection, Earn rewards.
Read Full Review
3.6
39K Reviews
Advance amount
$5 - $1,000
Monthly membership fee
$0.99
Regular funding time
3–5 business days
Express funding time
1–20 minutes
Express funding fee
$0-$4 per transfer, depending on method chosen
Main features
Instant cash advances up to $1,000, budgeting tools, credit score monitoring, personal loans, high-yield savings.
Read Full Review
4.7
527K Reviews
Advance amount
$10 - $400
Monthly membership fee
$8.00
Regular funding time
1 business day
Express funding time
15 min to 2 hrs
Express funding fee
$1 up to $8 for advances up to $299.99, then 3% for advances of $300+
Main features
Cash advances up to $400, line of credit up to $1,000, credit building, early paycheck access, earn cashback.
Read Full Review
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