Similar Apps
Discover apps similar to Dave, Brigit, and others, offering cash advances, budgeting tools, and financial support. Compare their features and find the one that fits your needs. Explore all the alternatives below
Apps like Chime SpotMe
Chime SpotMe lets you go up to $200 past your balance on eligible debit purchases or cash withdrawals, covering the difference with zero overdraft or interest fees. Enrollment costs nothing, repayment happens automatically when your next deposit arrives (also free), and tipping after you repay is totally optional. The only charge to watch for is a $2.50 fee on out-of-network ATM withdrawals (retailers may add their own fee for over-the-counter cash).
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Apps like Dave
If you’re leaning on Dave to bridge the gap between paychecks, you already know the app offers up to $500 in ExtraCash advances for a $5 monthly membership fee. Instant transfers to a Dave Checking Account are free, but keep in mind a $5 (or 5%) overdraft fee applies if an advance pushes your balance negative, and an inactivity fee kicks in after a year of no account activity. Looking for higher limits, different pricing, or extra budgeting tools? Check out the apps below for options that might suit your wallet better.
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Apps like Brigit
Brigit fronts up to $250 between paychecks. A Plus membership ($8.99 every 30 days) unlocks the advance feature, budgeting tools, automated advances, identity-theft protection, credit monitoring and a score simulator; ACH deposits are free, while instant transfers to a debit card run $0.99–$3.99. The Premium tier ($14.99) adds Brigit’s Credit Builder loan program and makes every express delivery free. There’s no interest, late fees, overdraft fees or tipping—just the subscription cost and, on non-Premium plans, the optional express transfer fee.
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Apps like EarnIn
EarnIn lets you unlock up to $750 from your upcoming paycheck. Standard cash-outs land in your bank within one to two business days at no cost, or you can pay $3.99 for Lightning Speed if you need the money within minutes. The app also offers Early Pay to move your entire paycheck up to two days ahead of schedule; instant delivery on that feature costs $2.99, while the regular deposit is free. Tipping is completely optional and doesn’t influence how much you can access or how fast the money shows up, and there’s no monthly subscription fee to worry about.
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Apps like Empower
Empower runs on a subscription model: after a 14-day free trial, it’s $8 per month to access its cash-advance feature. When you request an advance you can pick standard delivery (free, 2–5 business days) or pay $1–$8 for Express delivery that lands in minutes, with the fee added to your repayment.
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Apps like Klover
If your go-to for bridging a cash-flow gap is Klover, you already know it offers up to $400 with no interest or late fees. After a 30-day free trial, the app costs $4.99 per month, and you can choose free 1–3 business-day delivery or pay for instant cash—fees range from $1.49 on a $5 advance up to $19.99 on $300 (knock $1 off with 500 Klover+ points). Looking for different fee structures, bigger limits, or extra budgeting tools? Check out these apps like Klover that could fit your needs.
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Apps like MoneyLion
MoneyLion lets you snag a cash advance of up to $1,000 without paying any monthly membership fees or interest. Standard transfers are free—expect the money in 1–2 business days if you use a RoarMoney account or 2–5 days for an external bank. Need funds faster? Turbo delivery is available for $0.49–$6.99 to RoarMoney or $1.99–$8.99 to an outside account, with the exact cost tied to your advance size. Tipping is optional.
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Apps like Albert
Albert mixes cash advances with money-management tools behind a subscription paywall. Qualifying users can grab up to $1,000 before payday, while plan prices range from $11.99 a month (Basic: budgeting, spending insights, savings) to $29.99 (Premium). Mid-tier Genius ($16.99 for most) folds in investing, identity and credit monitoring, cash-back rewards, and fee-free in-network ATM withdrawals; Genius+ ($21.99) adds live financial advice. Standard card purchases, in-network ATM withdrawals, ACH transfers, and stock or ETF trades cost nothing, but expect a $3.50 fee to reload cash at Allpoint, $30 if a payment bounces, and $75 to move a brokerage account elsewhere.
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Apps like Cleo
Cleo lets eligible members snag up to $250 before payday with no interest or late fees. You’ll need a Cleo Plus or Builder plan, which runs $1–$19.99 a month, to unlock the advance and other premium perks. Transfers land in your bank in 3–4 days for free, or you can spring for express delivery (within 24 hours) for $3.99–$14.99 per advance.
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Apps like FloatMe
FloatMe fronts you up to $200 (it calls them “Floats”) when cash is tight between paychecks. Access costs a flat $4.99 monthly membership that’s pulled on your payday; you need to cancel in-app or through support to stop the charge. Delivery is free if you’re OK waiting one to three business days via ACH, or you can spring for instant debit-card delivery, which runs $1–$7 depending on the advance size (for example, $1 on $10, $4 on $30, $7 on $100–$200). Repayment happens automatically on your next payday.
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Apps like Vola Finance
Vola Finance is a subscription-based cash advance app that lets members request up to $500 ahead of payday. A Blue Sapphire plan costs $6.99 per month and usually covers advances of about $40, while the $20 Premium plan can bump the limit to roughly $200, depending on your internal Vola score. Beyond the monthly membership, there are no extra cash-advance, overdraft, interest, or late fees, and the fee is refunded if the app can’t connect to your bank or phone.
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Apps like Grid Money
Grid Money gives you the option to snag up to $200 before payday, but you’ll need a $10/month GRID+ membership to unlock that benefit along with PayBoost paycheck boosts and credit-building tools. Advances don’t rack up interest or late fees, and repayment happens automatically on your next pay date. Standard deposits land in 1–3 business days for free, or you can speed things up to about eight hours for $2.99 per advance. If you dispute and win a legitimate repayment charge, you’ll also be on the hook for whatever fee your bank passes along.
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Apps like Beem
Beem is a membership-based cash-advance app that lets qualifying users tap its Everdraft feature for up to $1,000, depending on the plan you choose. The Free tier gives you basic tools like tax filing, P2P payments and cash-back shopping, but you’ll need at least the $2.47/mo Basic plan to unlock instant advances and credit monitoring. Higher-priced Plus ($5.97/mo) and Pro ($12.97/mo) tiers raise the advance cap—roughly $100 and $1,000 respectively—and add job-loss or disability protection. Advances carry no interest, tips or late fees; you simply repay on your next paycheck. Standard ACH delivery is free and takes 3–5 business days, while instant transfers to a debit card or Beem wallet cost $0.99–$4.00 per transaction.
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Apps like Gerald
Gerald fronts up to $200 in fee-free cash before payday. There’s no subscription, no service or origination charge, and moving the money to your linked bank—standard or instant—costs nothing. Because there’s also no interest or late fees, you simply repay the exact amount after you get paid. If you want bigger advance limits, extra budgeting tools, or other financial perks, check out the alternatives below.
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